Kawasaki
Kawasaki Ninja 650 on-road price in Palakkad
₹9.94 Lakh on-road for the base variant, against ₹7.91 Lakh ex-showroom.
On the road in Palakkad the base Ninja 650 comes to ₹9.94 Lakh: ₹7,91,000 ex-showroom, ₹1,71,110 in Kerala road tax and registration (21.6%), ₹32,218 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹1,02,520 more than in Delhi (₹8,91,808), mostly because Kerala charges 21.6% in road tax and registration against Delhi's 8.6%.
Elsewhere in Kerala the figure is the same to within a few hundred rupees: registration rules are set by the state, so Ernakulam, Kannur and Kochi all land at about ₹9.94 Lakh.
All variants on-road in Palakkad
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹7,91,000 | ₹9,94,328 |
Dealer quotes for Palakkad via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Palakkad list price | ₹7,91,000 |
|---|---|
| Road tax and registration (Kerala RTO)21.6% of ex-showroom, paid once | ₹1,71,110 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹32,218 |
| On-road price | ₹9,94,328 |
Rivals on-road in Palakkad
Base variants, same RTO, so the ranking is fair.
EMI in Palakkad
EMI calculator
On an estimated on-road price of ₹9,94,328 for the Ninja 650.
- Monthly EMI
- ₹28,670
- Loan amount
- ₹8,94,895
- Total interest
- ₹1,37,225
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.6% | ₹8,91,808 |
| ChandigarhChandigarh | 10.6% | ₹9,07,318 |
| AhmedabadGujarat | 12.6% | ₹9,23,448 |
| BengaluruKarnataka | 18.6% | ₹9,71,408 |
| MumbaiMaharashtra | 20.6% | ₹9,86,728 |
| Navi MumbaiMaharashtra | 20.6% | ₹9,86,418 |
| PuneMaharashtra | 20.6% | ₹9,86,418 |
| ChennaiTamil Nadu | 12.6% | ₹9,23,448 |
| HyderabadTelangana | 18.6% | ₹9,70,908 |
| KolkataWest Bengal | 10.6% | ₹9,07,628 |
Palakkad is one of 189 RTO cities on the Ninja 650 price page.
Ninja 650 in Palakkad: questions people ask
- What is the on-road price of the Ninja 650 in Palakkad?
- ₹9,94,328 for the base Standard, including Kerala road tax, registration and first-year insurance. The figures come from Palakkad dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ninja 650 in Kerala?
- ₹1,71,110 on the base variant, which is 21.6% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ninja 650 cheaper in Palakkad or Delhi?
- Delhi, by about ₹1,02,520, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
Ninja 650 from
₹7.91 Lakh