Kawasaki
Kawasaki Z650 on-road price in Surat
₹8.43 Lakh on-road for the base variant, against ₹7.26 Lakh ex-showroom.
On the road in Surat the base Z650 comes to ₹8.43 Lakh: ₹7,26,000 ex-showroom, ₹35,315 in Gujarat road tax and registration (4.9%), ₹39,910 for first-year insurance and ₹41,780 in m. tax and other charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹9,895 more than in Delhi (₹8,33,110), mostly because Gujarat charges 4.9% in road tax and registration against Delhi's 8.6%.
Within Gujarat the Z650 ranges from ₹8,05,434 to ₹8,65,229 on-road across the 10 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
Surat ranks 103 of 189 RTO cities for the Z650's on-road price, from cheapest to dearest, ₹78,131 above Itanagar and ₹94,085 below Vellore. 25 states register it for less than Gujarat does.
With petrol at about ₹94.50 in Surat and a real-world 26.5 kmpl, fuel comes to about ₹3.57 per km, or ₹2,782 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹7,26,000 | ₹8,43,005 |
Dealer quotes for Surat; last checked 2026-09-07. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Surat list price | ₹7,26,000 |
|---|---|
| Road tax and registration (Gujarat RTO)4.9% of ex-showroom, paid once | ₹35,315 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹39,910 |
| M. TaxIncluded in the dealer quote | ₹21,780 |
| Other ChargesIncluded in the dealer quote | ₹20,000 |
| On-road price | ₹8,43,005 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹8,43,005 for the Z650.
- Monthly EMI
- ₹24,300
- Loan amount
- ₹7,58,705
- Total interest
- ₹1,16,096
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
The fullest picture for Gujarat is on the Z650 on-road price in Ahmedabad page, the state's largest RTO.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.6% | ₹8,33,110 |
| ChandigarhChandigarh | 10.7% | ₹8,34,474 |
| AhmedabadGujarat | 4.8% | ₹8,65,229 |
| BengaluruKarnataka | 18.7% | ₹9,08,263 |
| MumbaiMaharashtra | 12.7% | ₹8,49,279 |
| Navi MumbaiMaharashtra | 12.7% | ₹8,48,994 |
| PuneMaharashtra | 12.7% | ₹8,48,994 |
| ChennaiTamil Nadu | 17.2% | ₹9,37,090 |
| HyderabadTelangana | 18.7% | ₹8,92,839 |
| KolkataWest Bengal | 10.7% | ₹8,34,759 |
Surat is one of 189 RTO cities on the Z650 price page.
Z650 in Surat: questions people ask
- What is the on-road price of the Z650 in Surat?
- ₹8,43,005 for the base Standard, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Z650 in Gujarat?
- ₹35,315 on the base variant, which is 4.9% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Z650 cheaper in Surat or Delhi?
- Delhi, by about ₹9,895, because Gujarat road tax is higher. You must register where you live, so this is not a saving you can chase.
Z650 from
₹7.26 Lakh