Royal Enfield
Royal Enfield Bear 650 on-road price in Ludhiana
₹4.33 Lakh on-road for the base variant, against ₹3.78 Lakh ex-showroom.
On the road in Ludhiana the base Bear 650 comes to ₹4.33 Lakh: ₹3,78,208 ex-showroom, ₹33,173 in Punjab road tax and registration (8.8%), ₹21,798 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹1,245 more than in Delhi (₹4,31,934), down to insurance and dealer charges rather than tax.
Elsewhere in Punjab the figure is the same to within a few hundred rupees: registration rules are set by the state, so Amritsar, Bathinda and Jalandhar all land at about ₹4.33 Lakh.
With petrol at about ₹97.50 in Ludhiana and a real-world 22 kmpl, fuel comes to about ₹4.43 per km, or ₹3,457 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Broadwalk White | ₹3,78,208 | ₹4,33,179 | ||
| Petrol Green and Wild Honey | ₹3,83,790 | ₹4,39,291 | ||
| Golden Shadow | ₹3,91,598 | ₹4,47,842 | ||
| Two Four Nine | ₹3,99,990 | ₹4,57,031 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceBroadwalk White variant, Ludhiana list price | ₹3,78,208 |
|---|---|
| Road tax and registration (Punjab RTO)8.8% of ex-showroom, paid once | ₹33,173 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹21,798 |
| On-road price | ₹4,33,179 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹4,33,179 for the Bear 650.
- Monthly EMI
- ₹12,490
- Loan amount
- ₹3,89,861
- Total interest
- ₹59,779
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.1% | ₹4,31,934 |
| ChandigarhChandigarh | 7.2% | ₹4,27,221 |
| AhmedabadGujarat | 5.1% | ₹4,40,589 |
| BengaluruKarnataka | 20.5% | ₹4,78,005 |
| MumbaiMaharashtra | 12.4% | ₹4,51,938 |
| Navi MumbaiMaharashtra | 12.4% | ₹4,46,899 |
| PuneMaharashtra | 12.4% | ₹4,46,899 |
| ChennaiTamil Nadu | 12.3% | ₹4,46,483 |
| HyderabadTelangana | 19.3% | ₹4,87,615 |
| KolkataWest Bengal | 10.3% | ₹4,39,117 |
Ludhiana is one of 189 RTO cities on the Bear 650 price page.
Bear 650 in Ludhiana: questions people ask
- What is the on-road price of the Bear 650 in Ludhiana?
- ₹4,33,179 for the base Broadwalk White and up to ₹4,57,031 for the Two Four Nine, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Bear 650 in Punjab?
- ₹33,173 on the base variant, which is 8.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Bear 650 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹1,245, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Bear 650 from
₹3.78 Lakh