Triumph
Triumph Speed T4 on-road price in Ludhiana
₹2.48 Lakh on-road for the base variant, against ₹2.08 Lakh ex-showroom.
On the road in Ludhiana the base Speed T4 comes to ₹2.48 Lakh: ₹2,08,971 ex-showroom, ₹24,487 in Punjab road tax and registration (11.7%), ₹12,238 for first-year insurance and ₹2,089 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹8,281 more than in Delhi (₹2,39,504), mostly because Punjab charges 11.7% in road tax and registration against Delhi's 8.7%.
Elsewhere in Punjab the figure is the same to within a few hundred rupees: registration rules are set by the state, so Amritsar, Bathinda and Jalandhar all land at about ₹2.48 Lakh.
With petrol at about ₹97.50 in Ludhiana and a real-world 29.5 kmpl, fuel comes to about ₹3.31 per km, or ₹2,578 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹2,08,971 | ₹2,47,785 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹2,08,971 |
|---|---|
| Road tax and registration (Punjab RTO)11.7% of ex-showroom, paid once | ₹24,487 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹12,238 |
| Social Security ChargesIncluded in the dealer quote | ₹2,089 |
| On-road price | ₹2,47,785 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹2,47,785 for the Speed T4.
- Monthly EMI
- ₹7,140
- Loan amount
- ₹2,23,007
- Total interest
- ₹34,034
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.7% | ₹2,39,504 |
| ChandigarhChandigarh | 10.7% | ₹2,43,606 |
| AhmedabadGujarat | 6.7% | ₹2,35,324 |
| BengaluruKarnataka | 18.7% | ₹2,60,901 |
| MumbaiMaharashtra | 12.7% | ₹2,47,863 |
| Navi MumbaiMaharashtra | 12.7% | ₹2,47,786 |
| PuneMaharashtra | 12.7% | ₹2,47,863 |
| ChennaiTamil Nadu | 12.7% | ₹2,47,863 |
| HyderabadTelangana | 18.7% | ₹2,60,401 |
| KolkataWest Bengal | 10.7% | ₹2,43,683 |
Ludhiana is one of 189 RTO cities on the Speed T4 price page.
Speed T4 in Ludhiana: questions people ask
- What is the on-road price of the Speed T4 in Ludhiana?
- ₹2,47,785 for the base Standard, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Speed T4 in Punjab?
- ₹24,487 on the base variant, which is 11.7% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Speed T4 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹8,281, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Speed T4 from
₹2.08 Lakh