TVS
TVS Apache RTR 160 on-road price in Panaji
₹1.24 Lakh on-road for the base variant, against ₹1.11 Lakh ex-showroom.
On the road in Panaji the base Apache RTR 160 comes to ₹1.24 Lakh: ₹1,03,590 ex-showroom, ₹10,823 in Goa road tax and registration (10.4%), ₹9,999 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹12,454 less than in Delhi (₹1,36,866), mostly because Goa charges 10.4% in road tax and registration against Delhi's 9.3%.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹1.24 Lakh.
With petrol at about ₹96.50 in Panaji and a real-world 44.5 kmpl, fuel comes to about ₹2.17 per km, or ₹1,691 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| RM Drum - Black Edition | ₹1,03,590 | ₹1,24,412 | ||
| RM Drum | ₹1,16,140 | ₹1,38,109 | ||
| RM Disc | ₹1,19,340 | ₹1,41,623 | ||
| RM Disc Bluetooth | ₹1,22,440 | ₹1,45,040 | ||
| Racing Edition | ₹1,23,740 | ₹1,46,469 | ||
| Anniversary Special Edition | ₹1,26,650 | ₹1,49,565 | ||
| Dual Channel ABS | ₹1,26,790 | ₹1,49,836 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceRM Drum - Black Edition variant, Panaji list price | ₹1,03,590 |
|---|---|
| Road tax and registration (Goa RTO)10.4% of ex-showroom, paid once | ₹10,823 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹9,999 |
| On-road price | ₹1,24,412 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹1,24,412 for the Apache RTR 160.
- Monthly EMI
- ₹3,590
- Loan amount
- ₹1,11,971
- Total interest
- ₹17,269
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.3% | ₹1,36,866 |
| ChandigarhChandigarh | 11.3% | ₹1,39,834 |
| AhmedabadGujarat | 7.3% | ₹1,39,421 |
| BengaluruKarnataka | 19.4% | ₹1,35,399 |
| MumbaiMaharashtra | 12.4% | ₹1,27,456 |
| Navi MumbaiMaharashtra | 12.4% | ₹1,26,483 |
| PuneMaharashtra | 12.4% | ₹1,29,003 |
| ChennaiTamil Nadu | 12.9% | ₹1,30,856 |
| HyderabadTelangana | 16.4% | ₹1,31,602 |
| KolkataWest Bengal | 8.1% | ₹1,39,498 |
Panaji is one of 189 RTO cities on the Apache RTR 160 price page.
Apache RTR 160 in Panaji: questions people ask
- What is the on-road price of the Apache RTR 160 in Panaji?
- ₹1,24,412 for the base RM Drum - Black Edition and up to ₹1,49,836 for the Dual Channel ABS, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Apache RTR 160 in Goa?
- ₹10,823 on the base variant, which is 10.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Apache RTR 160 cheaper in Panaji or Delhi?
- Panaji, by about ₹12,454.
Apache RTR 160 from
₹1.11 Lakh