TVS
TVS Apache RTR 160 4V on-road price in Panaji
₹1.38 Lakh on-road for the base variant, against ₹1.16 Lakh ex-showroom.
On the road in Panaji the base Apache RTR 160 4V comes to ₹1.38 Lakh: ₹1,15,852 ex-showroom, ₹11,927 in Goa road tax and registration (10.3%), ₹9,956 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹4,166 less than in Delhi (₹1,41,901), mostly because Goa charges 10.3% in road tax and registration against Delhi's 9%.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹1.38 Lakh.
With petrol at about ₹96.50 in Panaji and a real-world 41.5 kmpl, fuel comes to about ₹2.33 per km, or ₹1,814 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Single Disc ABS | ₹1,15,852 | ₹1,37,735 | ||
| Single Disc ABS - Black Edition | ₹1,19,890 | ₹1,42,223 | ||
| Dual Disc - ABS | ₹1,19,079 | ₹1,41,253 | ||
| Dual Disc - ABS - Bluetooth | ₹1,22,121 | ₹1,44,578 | ||
| Special Edition | ₹1,24,590 | ₹1,47,269 | ||
| Dual Channel ABS | ₹1,25,790 | ₹1,48,601 | ||
| Single Channel ABS [2026] | ₹1,26,890 | ₹1,49,945 | ||
| Dual Channel ABS - USD Forks | ₹1,31,740 | ₹1,55,236 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceSingle Disc ABS variant, Panaji list price | ₹1,15,852 |
|---|---|
| Road tax and registration (Goa RTO)10.3% of ex-showroom, paid once | ₹11,927 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹9,956 |
| On-road price | ₹1,37,735 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹1,37,735 for the Apache RTR 160 4V.
- Monthly EMI
- ₹3,970
- Loan amount
- ₹1,23,962
- Total interest
- ₹18,959
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9% | ₹1,41,901 |
| ChandigarhChandigarh | 11.3% | ₹1,44,099 |
| AhmedabadGujarat | 7.3% | ₹1,37,955 |
| BengaluruKarnataka | 19.3% | ₹1,50,644 |
| MumbaiMaharashtra | 12.3% | ₹1,42,371 |
| Navi MumbaiMaharashtra | 12.3% | ₹1,42,371 |
| PuneMaharashtra | 0% | ₹1,44,061 |
| ChennaiTamil Nadu | 13.3% | ₹1,43,290 |
| HyderabadTelangana | 16.3% | ₹1,47,058 |
| KolkataWest Bengal | 13.6% | ₹1,45,510 |
Panaji is one of 189 RTO cities on the Apache RTR 160 4V price page.
Apache RTR 160 4V in Panaji: questions people ask
- What is the on-road price of the Apache RTR 160 4V in Panaji?
- ₹1,37,735 for the base Single Disc ABS and up to ₹1,55,236 for the Dual Channel ABS - USD Forks, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Apache RTR 160 4V in Goa?
- ₹11,927 on the base variant, which is 10.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Apache RTR 160 4V cheaper in Panaji or Delhi?
- Panaji, by about ₹4,166.
Apache RTR 160 4V from
₹1.16 Lakh