TVS
TVS Zest 110 on-road price in Panaji
₹82,589 on-road for the base variant, against ₹70,560 ex-showroom.
On the road in Panaji the base Zest 110 comes to ₹82,589: ₹68,950 ex-showroom, ₹7,706 in Goa road tax and registration (11.2%), ₹5,933 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹2,680 less than in Delhi (₹85,269), mostly because Goa charges 11.2% in road tax and registration against Delhi's 10.1%.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹82,589.
With petrol at about ₹96.50 in Panaji and a real-world 44.5 kmpl, fuel comes to about ₹2.17 per km, or ₹1,691 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Gloss | ₹68,950 | ₹82,589 | ||
| Matte | ₹73,550 | ₹87,685 | ||
| SXC | ₹76,650 | ₹91,063 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceGloss variant, Panaji list price | ₹68,950 |
|---|---|
| Road tax and registration (Goa RTO)11.2% of ex-showroom, paid once | ₹7,706 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,933 |
| On-road price | ₹82,589 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹82,589 for the Zest 110.
- Monthly EMI
- ₹2,380
- Loan amount
- ₹74,330
- Total interest
- ₹11,350
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 10.1% | ₹85,269 |
| ChandigarhChandigarh | 10.1% | ₹85,348 |
| AhmedabadGujarat | 8.5% | ₹89,617 |
| BengaluruKarnataka | 14.3% | ₹81,744 |
| MumbaiMaharashtra | 13.3% | ₹81,585 |
| Navi MumbaiMaharashtra | 13.3% | ₹81,313 |
| PuneMaharashtra | 13.3% | ₹82,657 |
| ChennaiTamil Nadu | 11.5% | ₹82,794 |
| HyderabadTelangana | 14.3% | ₹82,364 |
| KolkataWest Bengal | 11.2% | ₹81,738 |
Panaji is one of 189 RTO cities on the Zest 110 price page.
Zest 110 in Panaji: questions people ask
- What is the on-road price of the Zest 110 in Panaji?
- ₹82,589 for the base Gloss and up to ₹91,063 for the SXC, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Zest 110 in Goa?
- ₹7,706 on the base variant, which is 11.2% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Zest 110 cheaper in Panaji or Delhi?
- Panaji, by about ₹2,680.
Zest 110 from
₹70,560