TVS
TVS Zest 110 on-road price in Shimoga
₹81,271 on-road for the base variant, against ₹70,560 ex-showroom.
On the road in Shimoga the base Zest 110 comes to ₹81,271: ₹65,450 ex-showroom, ₹9,354 in Karnataka road tax and registration (14.3%), ₹5,967 for first-year insurance and ₹500 in road safety tax. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,998 less than in Delhi (₹85,269), mostly because Karnataka charges 14.3% in road tax and registration against Delhi's 10.1%.
Within Karnataka the Zest 110 ranges from ₹81,271 to ₹81,998 on-road across the 13 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹102.90 in Shimoga and a real-world 44.5 kmpl, fuel comes to about ₹2.31 per km, or ₹1,804 a month at 30 km a day.
All variants on-road in Shimoga
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Gloss | ₹65,450 | ₹81,271 | ||
| Matte | ₹68,850 | ₹85,045 | ||
| SXC | ₹72,150 | ₹88,809 |
Dealer quotes for Shimoga via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceGloss variant, Shimoga list price | ₹65,450 |
|---|---|
| Road tax and registration (Karnataka RTO)14.3% of ex-showroom, paid once | ₹9,354 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,967 |
| Road Safety TaxIncluded in the dealer quote | ₹500 |
| On-road price | ₹81,271 |
Rivals on-road in Shimoga
Base variants, same RTO, so the ranking is fair.
EMI in Shimoga
EMI calculator
On an estimated on-road price of ₹81,271 for the Zest 110.
- Monthly EMI
- ₹2,340
- Loan amount
- ₹73,144
- Total interest
- ₹11,096
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Karnataka
Same Karnataka road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 10.1% | ₹85,269 |
| ChandigarhChandigarh | 10.1% | ₹85,348 |
| AhmedabadGujarat | 8.5% | ₹89,617 |
| BengaluruKarnataka | 14.3% | ₹81,744 |
| MumbaiMaharashtra | 13.3% | ₹81,585 |
| Navi MumbaiMaharashtra | 13.3% | ₹81,313 |
| PuneMaharashtra | 13.3% | ₹82,657 |
| ChennaiTamil Nadu | 11.5% | ₹82,794 |
| HyderabadTelangana | 14.3% | ₹82,364 |
| KolkataWest Bengal | 11.2% | ₹81,738 |
Shimoga is one of 189 RTO cities on the Zest 110 price page.
Zest 110 in Shimoga: questions people ask
- What is the on-road price of the Zest 110 in Shimoga?
- ₹81,271 for the base Gloss and up to ₹88,809 for the SXC, including Karnataka road tax, registration and first-year insurance. The figures come from Shimoga dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Zest 110 in Karnataka?
- ₹9,354 on the base variant, which is 14.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Zest 110 cheaper in Shimoga or Delhi?
- Shimoga, by about ₹3,998.
Zest 110 from
₹70,560