Hero MotoCorp
Hero MotoCorp Karizma XMR on-road price in Surat
₹2.11 Lakh on-road for the base variant, against ₹1.87 Lakh ex-showroom.
On the road in Surat the base Karizma XMR comes to ₹2.11 Lakh: ₹1,86,644 ex-showroom, ₹12,699 in Gujarat road tax and registration (6.8%), ₹11,797 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,802 less than in Delhi (₹2,14,942), mostly because Gujarat charges 6.8% in road tax and registration against Delhi's 8.8%.
Elsewhere in Gujarat the figure is the same to within a few hundred rupees: registration rules are set by the state, so Ahmedabad, Bhavnagar and Gandhinagar all land at about ₹2.11 Lakh.
With petrol at about ₹94.50 in Surat and a real-world 34.5 kmpl, fuel comes to about ₹2.74 per km, or ₹2,137 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Top | ₹1,86,644 | ₹2,11,140 | ||
| Combat Edition | ₹1,88,257 | ₹2,12,881 |
Dealer quotes for Surat via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceTop variant, Surat list price | ₹1,86,644 |
|---|---|
| Road tax and registration (Gujarat RTO)6.8% of ex-showroom, paid once | ₹12,699 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹11,797 |
| On-road price | ₹2,11,140 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹2,11,140 for the Karizma XMR.
- Monthly EMI
- ₹6,090
- Loan amount
- ₹1,90,026
- Total interest
- ₹29,214
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.8% | ₹2,14,942 |
| ChandigarhChandigarh | 10.8% | ₹2,18,605 |
| AhmedabadGujarat | 6.8% | ₹2,11,209 |
| BengaluruKarnataka | 20.8% | ₹2,42,794 |
| MumbaiMaharashtra | 11.8% | ₹2,20,541 |
| Navi MumbaiMaharashtra | 11.8% | ₹2,20,472 |
| PuneMaharashtra | 11.8% | ₹2,20,541 |
| ChennaiTamil Nadu | 12.8% | ₹2,22,407 |
| HyderabadTelangana | 15.8% | ₹2,28,007 |
| KolkataWest Bengal | 10.8% | ₹2,18,674 |
Surat is one of 189 RTO cities on the Karizma XMR price page.
Karizma XMR in Surat: questions people ask
- What is the on-road price of the Karizma XMR in Surat?
- ₹2,11,140 for the base Top and up to ₹2,12,881 for the Combat Edition, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Karizma XMR in Gujarat?
- ₹12,699 on the base variant, which is 6.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Karizma XMR cheaper in Surat or Delhi?
- Surat, by about ₹3,802.
Karizma XMR from
₹1.87 Lakh