Hero MotoCorp
Hero MotoCorp Splendor Plus Xtec on-road price in Ludhiana
₹96,935 on-road for the base variant, against ₹81,360 ex-showroom.
On the road in Ludhiana the base Splendor Plus Xtec comes to ₹96,935: ₹81,837 ex-showroom, ₹7,638 in Punjab road tax and registration (9.3%), ₹6,642 for first-year insurance and ₹818 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹344 more than in Delhi (₹96,591), down to insurance and dealer charges rather than tax.
Within Punjab the Splendor Plus Xtec ranges from ₹96,335 to ₹97,750 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 64 kmpl, fuel comes to about ₹1.52 per km, or ₹1,188 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum Brake - OBD 2B | ₹81,837 | ₹96,935 | ||
| 2.0 - Drum Brake - OBD 2B | ₹83,967 | ₹99,064 | ||
| Disc Brake - OBD 2B | ₹84,879 | ₹1,00,230 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum Brake - OBD 2B variant, Ludhiana list price | ₹81,837 |
|---|---|
| Road tax and registration (Punjab RTO)9.3% of ex-showroom, paid once | ₹7,638 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,642 |
| Social Security ChargesIncluded in the dealer quote | ₹818 |
| On-road price | ₹96,935 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹96,935 for the Splendor Plus Xtec.
- Monthly EMI
- ₹2,790
- Loan amount
- ₹87,242
- Total interest
- ₹13,199
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.4% | ₹96,591 |
| ChandigarhChandigarh | 9.8% | ₹97,287 |
| AhmedabadGujarat | 8.1% | ₹1,01,159 |
| BengaluruKarnataka | 15.2% | ₹1,02,844 |
| MumbaiMaharashtra | 13.8% | ₹97,956 |
| Navi MumbaiMaharashtra | 12.7% | ₹1,00,450 |
| PuneMaharashtra | 12% | ₹1,01,173 |
| ChennaiTamil Nadu | 11.8% | ₹97,412 |
| HyderabadTelangana | 13.8% | ₹99,504 |
| KolkataWest Bengal | 14.6% | ₹1,00,766 |
Ludhiana is one of 189 RTO cities on the Splendor Plus Xtec price page.
Splendor Plus Xtec in Ludhiana: questions people ask
- What is the on-road price of the Splendor Plus Xtec in Ludhiana?
- ₹96,935 for the base Drum Brake - OBD 2B and up to ₹1,00,230 for the Disc Brake - OBD 2B, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Splendor Plus Xtec in Punjab?
- ₹7,638 on the base variant, which is 9.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Splendor Plus Xtec cheaper in Ludhiana or Delhi?
- Delhi, by about ₹344, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Splendor Plus Xtec from
₹81,360