Honda
Honda Dio on-road price in Ludhiana
₹89,996 on-road for the base variant, against ₹74,820 ex-showroom.
On the road in Ludhiana the base Dio comes to ₹89,996: ₹73,066 ex-showroom, ₹6,500 in Punjab road tax and registration (8.9%), ₹5,530 for first-year insurance and ₹4,900 in other charges, cess @3% and standard accessories. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹6,556 more than in Delhi (₹83,440), down to insurance and dealer charges rather than tax.
Within Punjab the Dio ranges from ₹86,897 to ₹89,996 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 47.5 kmpl, fuel comes to about ₹2.05 per km, or ₹1,601 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹73,066 | ₹89,996 | ||
| Deluxe | ₹85,369 | ₹1,03,624 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹73,066 |
|---|---|
| Road tax and registration (Punjab RTO)8.9% of ex-showroom, paid once | ₹6,500 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,530 |
| Other ChargesIncluded in the dealer quote | ₹500 |
| CESS @3%Included in the dealer quote | ₹200 |
| Standard AccessoriesIncluded in the dealer quote | ₹4,200 |
| On-road price | ₹89,996 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹89,996 for the Dio.
- Monthly EMI
- ₹2,590
- Loan amount
- ₹80,996
- Total interest
- ₹12,244
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.7% | ₹83,440 |
| ChandigarhChandigarh | 10.1% | ₹86,604 |
| AhmedabadGujarat | 6% | ₹88,310 |
| BengaluruKarnataka | 17.4% | ₹94,751 |
| MumbaiMaharashtra | 11.7% | ₹90,030 |
| Navi MumbaiMaharashtra | 11.7% | ₹90,030 |
| PuneMaharashtra | 13% | ₹91,520 |
| ChennaiTamil Nadu | 14% | ₹94,877 |
| HyderabadTelangana | 17.8% | ₹94,461 |
| KolkataWest Bengal | 14.9% | ₹93,148 |
Ludhiana is one of 189 RTO cities on the Dio price page.
Dio in Ludhiana: questions people ask
- What is the on-road price of the Dio in Ludhiana?
- ₹89,996 for the base Standard and up to ₹1,03,624 for the Deluxe, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Dio in Punjab?
- ₹6,500 on the base variant, which is 8.9% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Dio cheaper in Ludhiana or Delhi?
- Delhi, by about ₹6,556, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Dio from
₹74,820