Honda
Honda Shine 125 on-road price in Ludhiana
₹97,704 on-road for the base variant, against ₹82,000 ex-showroom.
On the road in Ludhiana the base Shine 125 comes to ₹97,704: ₹82,719 ex-showroom, ₹7,000 in Punjab road tax and registration (8.5%), ₹5,785 for first-year insurance and ₹2,200 in standard accessories, cess @3% and other charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹1,195 more than in Delhi (₹96,509), down to insurance and dealer charges rather than tax.
Within Punjab the Shine 125 ranges from ₹97,290 to ₹98,688 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 54 kmpl, fuel comes to about ₹1.81 per km, or ₹1,408 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹82,719 | ₹97,704 | ||
| Disc | ₹87,079 | ₹1,02,614 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Ludhiana list price | ₹82,719 |
|---|---|
| Road tax and registration (Punjab RTO)8.5% of ex-showroom, paid once | ₹7,000 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,785 |
| Standard AccessoriesIncluded in the dealer quote | ₹1,500 |
| CESS @3%Included in the dealer quote | ₹200 |
| Other ChargesIncluded in the dealer quote | ₹500 |
| On-road price | ₹97,704 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹97,704 for the Shine 125.
- Monthly EMI
- ₹2,820
- Loan amount
- ₹87,934
- Total interest
- ₹13,586
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.6% | ₹96,509 |
| ChandigarhChandigarh | 9.8% | ₹98,106 |
| AhmedabadGujarat | 5.9% | ₹98,379 |
| BengaluruKarnataka | 17% | ₹1,04,236 |
| MumbaiMaharashtra | 11.6% | ₹1,00,667 |
| Navi MumbaiMaharashtra | 11.6% | ₹1,00,667 |
| PuneMaharashtra | 12.8% | ₹1,02,318 |
| ChennaiTamil Nadu | 13.6% | ₹1,05,025 |
| HyderabadTelangana | 17.2% | ₹1,04,572 |
| KolkataWest Bengal | 14.3% | ₹1,01,686 |
Ludhiana is one of 189 RTO cities on the Shine 125 price page.
Shine 125 in Ludhiana: questions people ask
- What is the on-road price of the Shine 125 in Ludhiana?
- ₹97,704 for the base Drum and up to ₹1,02,614 for the Disc, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Shine 125 in Punjab?
- ₹7,000 on the base variant, which is 8.5% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Shine 125 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹1,195, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Shine 125 from
₹82,000