Honda
Honda SP160 on-road price in Ludhiana
₹1.42 Lakh on-road for the base variant, against ₹1.18 Lakh ex-showroom.
On the road in Ludhiana the base SP160 comes to ₹1.42 Lakh: ₹1,17,649 ex-showroom, ₹9,920 in Punjab road tax and registration (8.4%), ₹12,005 for first-year insurance and ₹2,200 in standard accessories, other charges and cess @3%. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,079 more than in Delhi (₹1,38,695), down to insurance and dealer charges rather than tax.
Within Punjab the SP160 ranges from ₹1,41,774 to ₹1,45,520 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 49.5 kmpl, fuel comes to about ₹1.97 per km, or ₹1,536 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Single Disc | ₹1,17,649 | ₹1,41,774 | ||
| Double Disc | ₹1,23,784 | ₹1,51,544 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceSingle Disc variant, Ludhiana list price | ₹1,17,649 |
|---|---|
| Road tax and registration (Punjab RTO)8.4% of ex-showroom, paid once | ₹9,920 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹12,005 |
| Standard AccessoriesIncluded in the dealer quote | ₹1,500 |
| Other ChargesIncluded in the dealer quote | ₹500 |
| CESS @3%Included in the dealer quote | ₹200 |
| On-road price | ₹1,41,774 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,41,774 for the SP160.
- Monthly EMI
- ₹4,090
- Loan amount
- ₹1,27,597
- Total interest
- ₹19,643
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.5% | ₹1,38,695 |
| ChandigarhChandigarh | 11.3% | ₹1,44,129 |
| AhmedabadGujarat | 5.7% | ₹1,40,514 |
| BengaluruKarnataka | 22.6% | ₹1,54,296 |
| MumbaiMaharashtra | 11.5% | ₹1,43,275 |
| Navi MumbaiMaharashtra | 11.5% | ₹1,43,275 |
| PuneMaharashtra | 12.3% | ₹1,44,307 |
| ChennaiTamil Nadu | 14.6% | ₹1,48,135 |
| HyderabadTelangana | 18.8% | ₹1,51,818 |
| KolkataWest Bengal | 13.7% | ₹1,45,537 |
Ludhiana is one of 189 RTO cities on the SP160 price page.
SP160 in Ludhiana: questions people ask
- What is the on-road price of the SP160 in Ludhiana?
- ₹1,41,774 for the base Single Disc and up to ₹1,51,544 for the Double Disc, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the SP160 in Punjab?
- ₹9,920 on the base variant, which is 8.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the SP160 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹3,079, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
SP160 from
₹1.18 Lakh