KTM
KTM 390 Adventure R on-road price in Ludhiana
₹4.58 Lakh on-road for the base variant, against ₹3.86 Lakh ex-showroom.
On the road in Ludhiana the base 390 Adventure R comes to ₹4.58 Lakh: ₹3,86,316 ex-showroom, ₹43,995 in Punjab road tax and registration (11.4%), ₹23,853 for first-year insurance and ₹3,863 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹16,964 more than in Delhi (₹4,41,063), mostly because Punjab charges 11.4% in road tax and registration against Delhi's 8.1%.
Elsewhere in Punjab the figure is the same to within a few hundred rupees: registration rules are set by the state, so Amritsar, Bathinda and Jalandhar all land at about ₹4.58 Lakh.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹3,86,316 | ₹4,58,027 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹3,86,316 |
|---|---|
| Road tax and registration (Punjab RTO)11.4% of ex-showroom, paid once | ₹43,995 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹23,853 |
| Social Security ChargesIncluded in the dealer quote | ₹3,863 |
| On-road price | ₹4,58,027 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹4,58,027 for the 390 Adventure R.
- Monthly EMI
- ₹13,200
- Loan amount
- ₹4,12,224
- Total interest
- ₹62,976
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.1% | ₹4,41,063 |
| ChandigarhChandigarh | 10.4% | ₹4,50,081 |
| AhmedabadGujarat | 12.4% | ₹4,71,187 |
| BengaluruKarnataka | 22.1% | ₹5,00,483 |
| MumbaiMaharashtra | 20.4% | ₹4,87,433 |
| Navi MumbaiMaharashtra | 20.4% | ₹4,87,282 |
| PuneMaharashtra | 20.4% | ₹4,87,433 |
| ChennaiTamil Nadu | 12.9% | ₹4,68,454 |
| HyderabadTelangana | 19.2% | ₹4,88,002 |
| KolkataWest Bengal | 10.2% | ₹4,55,067 |
Ludhiana is one of 189 RTO cities on the 390 Adventure R price page.
390 Adventure R in Ludhiana: questions people ask
- What is the on-road price of the 390 Adventure R in Ludhiana?
- ₹4,58,027 for the base Standard, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the 390 Adventure R in Punjab?
- ₹43,995 on the base variant, which is 11.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the 390 Adventure R cheaper in Ludhiana or Delhi?
- Delhi, by about ₹16,964, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
390 Adventure R from
₹3.86 Lakh