KTM
KTM 390 Adventure X on-road price in Panaji
₹4.25 Lakh on-road for the base variant, against ₹3.5 Lakh ex-showroom.
On the road in Panaji the base 390 Adventure X comes to ₹4.25 Lakh: ₹3,48,088 ex-showroom, ₹53,713 in Goa road tax and registration (15.4%), ₹23,062 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹23,492 more than in Delhi (₹4,01,371), mostly because Goa charges 15.4% in road tax and registration against Delhi's 8.2%.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹4.25 Lakh.
With petrol at about ₹96.50 in Panaji and a real-world 27.5 kmpl, fuel comes to about ₹3.51 per km, or ₹2,737 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Cruise Control | ₹3,48,088 | ₹4,24,863 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceCruise Control variant, Panaji list price | ₹3,48,088 |
|---|---|
| Road tax and registration (Goa RTO)15.4% of ex-showroom, paid once | ₹53,713 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹23,062 |
| On-road price | ₹4,24,863 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹4,24,863 for the 390 Adventure X.
- Monthly EMI
- ₹12,250
- Loan amount
- ₹3,82,377
- Total interest
- ₹58,623
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.2% | ₹4,01,371 |
| ChandigarhChandigarh | 10.4% | ₹4,09,296 |
| AhmedabadGujarat | 4.9% | ₹4,02,691 |
| BengaluruKarnataka | 22.3% | ₹4,56,021 |
| MumbaiMaharashtra | 12.4% | ₹4,15,106 |
| Navi MumbaiMaharashtra | 12.4% | ₹4,14,969 |
| PuneMaharashtra | 12.4% | ₹4,15,106 |
| ChennaiTamil Nadu | 13% | ₹4,26,896 |
| HyderabadTelangana | 19.3% | ₹4,44,144 |
| KolkataWest Bengal | 10.2% | ₹4,14,300 |
Panaji is one of 189 RTO cities on the 390 Adventure X price page.
390 Adventure X in Panaji: questions people ask
- What is the on-road price of the 390 Adventure X in Panaji?
- ₹4,24,863 for the base Cruise Control, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the 390 Adventure X in Goa?
- ₹53,713 on the base variant, which is 15.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the 390 Adventure X cheaper in Panaji or Delhi?
- Delhi, by about ₹23,492, because Goa road tax is higher. You must register where you live, so this is not a saving you can chase.
390 Adventure X from
₹3.5 Lakh