KTM
KTM 390 Adventure on-road price in Kottayam
₹3.65 Lakh on-road for the base variant, against ₹2.88 Lakh ex-showroom.
On the road in Kottayam the base 390 Adventure comes to ₹3.65 Lakh: ₹2,89,165 ex-showroom, ₹62,225 in Kerala road tax and registration (21.5%), ₹13,820 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹40,547 more than in Delhi (₹3,24,663), mostly because Kerala charges 21.5% in road tax and registration against Delhi's 8.2%.
Within Kerala the 390 Adventure ranges from ₹3,65,210 to ₹3,69,108 on-road across the 9 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.50 in Kottayam and a real-world 27.5 kmpl, fuel comes to about ₹3.84 per km, or ₹2,992 a month at 30 km a day.
All variants on-road in Kottayam
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹2,89,165 | ₹3,65,210 |
Dealer quotes for Kottayam via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Kottayam list price | ₹2,89,165 |
|---|---|
| Road tax and registration (Kerala RTO)21.5% of ex-showroom, paid once | ₹62,225 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹13,820 |
| On-road price | ₹3,65,210 |
Rivals on-road in Kottayam
Base variants, same RTO, so the ranking is fair.
EMI in Kottayam
EMI calculator
On an estimated on-road price of ₹3,65,210 for the 390 Adventure.
- Monthly EMI
- ₹10,530
- Loan amount
- ₹3,28,689
- Total interest
- ₹50,391
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.2% | ₹3,24,663 |
| ChandigarhChandigarh | 10.5% | ₹3,32,008 |
| AhmedabadGujarat | 5.8% | ₹3,29,851 |
| BengaluruKarnataka | 22.8% | ₹3,71,365 |
| MumbaiMaharashtra | 12.5% | ₹3,36,662 |
| Navi MumbaiMaharashtra | 12.5% | ₹3,36,556 |
| PuneMaharashtra | 12.5% | ₹3,36,662 |
| ChennaiTamil Nadu | 13.2% | ₹3,47,322 |
| HyderabadTelangana | 19.5% | ₹3,60,624 |
| KolkataWest Bengal | 10.3% | ₹3,35,837 |
Kottayam is one of 189 RTO cities on the 390 Adventure price page.
390 Adventure in Kottayam: questions people ask
- What is the on-road price of the 390 Adventure in Kottayam?
- ₹3,65,210 for the base Standard, including Kerala road tax, registration and first-year insurance. The figures come from Kottayam dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the 390 Adventure in Kerala?
- ₹62,225 on the base variant, which is 21.5% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the 390 Adventure cheaper in Kottayam or Delhi?
- Delhi, by about ₹40,547, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
390 Adventure from
₹2.88 Lakh