KTM
KTM 890 Duke R on-road price in Ludhiana
₹16.92 Lakh on-road for the base variant, against ₹14.5 Lakh ex-showroom.
On the road in Ludhiana the base 890 Duke R comes to ₹16.92 Lakh: ₹14,50,000 ex-showroom, ₹1,67,500 in Punjab road tax and registration (11.6%), ₹45,840 for first-year insurance and ₹29,000 in social security charges and tcs 1%. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹57,431 more than in Delhi (₹16,34,909), mostly because Punjab charges 11.6% in road tax and registration against Delhi's 8.6%.
Elsewhere in Punjab the figure is the same to within a few hundred rupees: registration rules are set by the state, so Amritsar, Bathinda and Jalandhar all land at about ₹16.92 Lakh.
With petrol at about ₹97.50 in Ludhiana and a claimed 21 kmpl, fuel comes to about ₹4.64 per km, or ₹3,621 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹14,50,000 | ₹16,92,340 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹14,50,000 |
|---|---|
| Road tax and registration (Punjab RTO)11.6% of ex-showroom, paid once | ₹1,67,500 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹45,840 |
| Social Security ChargesIncluded in the dealer quote | ₹14,500 |
| TCS 1%Included in the dealer quote | ₹14,500 |
| On-road price | ₹16,92,340 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
- Hero MotoCorp HF Deluxe Flex Fuel₹84,007 (−₹16,08,333)
- Hero MotoCorp Splendor Plus Flex Fuel₹97,668 (−₹15,94,672)
- Hero MotoCorp Super Splendor Xtec 2.0₹1,01,027 (−₹15,91,313)
- Hero MotoCorp Glamour X 125₹1,06,170 (−₹15,86,170)
- Bajaj Pulsar N125₹1,09,044 (−₹15,83,296)
- Bajaj Pulsar 125₹1,09,064 (−₹15,83,276)
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹16,92,340 for the 890 Duke R.
- Monthly EMI
- ₹48,790
- Loan amount
- ₹15,23,106
- Total interest
- ₹2,33,334
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.6% | ₹16,34,909 |
| ChandigarhChandigarh | 10.6% | ₹16,63,340 |
| AhmedabadGujarat | 12.6% | ₹16,92,909 |
| BengaluruKarnataka | 18.6% | ₹17,79,840 |
| MumbaiMaharashtra | 20.6% | ₹17,94,409 |
| Navi MumbaiMaharashtra | 20.6% | ₹18,08,340 |
| PuneMaharashtra | 20.6% | ₹18,08,909 |
| ChennaiTamil Nadu | 12.6% | ₹16,92,909 |
| HyderabadTelangana | 18.6% | ₹17,79,909 |
| KolkataWest Bengal | 10.6% | ₹16,63,909 |
Ludhiana is one of 189 RTO cities on the 890 Duke R price page.
890 Duke R in Ludhiana: questions people ask
- What is the on-road price of the 890 Duke R in Ludhiana?
- ₹16,92,340 for the base Standard, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the 890 Duke R in Punjab?
- ₹1,67,500 on the base variant, which is 11.6% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the 890 Duke R cheaper in Ludhiana or Delhi?
- Delhi, by about ₹57,431, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
890 Duke R from
₹14.5 Lakh