KTM
KTM RC 390 on-road price in Kottayam
₹4.29 Lakh on-road for the base variant, against ₹3.33 Lakh ex-showroom.
On the road in Kottayam the base RC 390 comes to ₹4.29 Lakh: ₹3,34,138 ex-showroom, ₹71,669 in Kerala road tax and registration (21.4%), ₹22,774 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹45,585 more than in Delhi (₹3,82,996), mostly because Kerala charges 21.4% in road tax and registration against Delhi's 8.2%.
Within Kerala the RC 390 ranges from ₹4,28,581 to ₹4,33,118 on-road across the 9 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.50 in Kottayam and a real-world 28 kmpl, fuel comes to about ₹3.77 per km, or ₹2,939 a month at 30 km a day.
All variants on-road in Kottayam
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| GP Edition | ₹3,34,138 | ₹4,28,581 |
Dealer quotes for Kottayam via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceGP Edition variant, Kottayam list price | ₹3,34,138 |
|---|---|
| Road tax and registration (Kerala RTO)21.4% of ex-showroom, paid once | ₹71,669 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹22,774 |
| On-road price | ₹4,28,581 |
Rivals on-road in Kottayam
Base variants, same RTO, so the ranking is fair.
EMI in Kottayam
EMI calculator
On an estimated on-road price of ₹4,28,581 for the RC 390.
- Monthly EMI
- ₹12,360
- Loan amount
- ₹3,85,723
- Total interest
- ₹59,237
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.2% | ₹3,82,996 |
| ChandigarhChandigarh | 10.5% | ₹3,90,423 |
| AhmedabadGujarat | 4.9% | ₹3,84,981 |
| BengaluruKarnataka | 18.5% | ₹4,17,133 |
| MumbaiMaharashtra | 12.5% | ₹3,96,410 |
| Navi MumbaiMaharashtra | 12.5% | ₹3,96,280 |
| PuneMaharashtra | 12.5% | ₹3,96,410 |
| ChennaiTamil Nadu | 13.1% | ₹4,07,837 |
| HyderabadTelangana | 19.4% | ₹4,21,567 |
| KolkataWest Bengal | 10.2% | ₹3,93,058 |
Kottayam is one of 189 RTO cities on the RC 390 price page.
RC 390 in Kottayam: questions people ask
- What is the on-road price of the RC 390 in Kottayam?
- ₹4,28,581 for the base GP Edition, including Kerala road tax, registration and first-year insurance. The figures come from Kottayam dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the RC 390 in Kerala?
- ₹71,669 on the base variant, which is 21.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the RC 390 cheaper in Kottayam or Delhi?
- Delhi, by about ₹45,585, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
RC 390 from
₹3.33 Lakh