Royal Enfield
Royal Enfield Classic 650 on-road price in Gaya
₹4.27 Lakh on-road for the base variant, against ₹3.68 Lakh ex-showroom.
On the road in Gaya the base Classic 650 comes to ₹4.27 Lakh: ₹3,67,592 ex-showroom, ₹37,894 in Bihar road tax and registration (10.3%), ₹21,700 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹6,818 more than in Delhi (₹4,20,368), mostly because Bihar charges 10.3% in road tax and registration against Delhi's 8.1%.
Within Bihar the Classic 650 ranges from ₹4,27,186 to ₹4,44,191 on-road across the 4 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.20 in Gaya and a real-world 25.5 kmpl, fuel comes to about ₹4.13 per km, or ₹3,218 a month at 30 km a day.
All variants on-road in Gaya
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Hotrod | ₹3,67,592 | ₹4,27,186 | ||
| Classic | ₹3,72,427 | ₹4,32,550 | ||
| Chrome | ₹3,82,097 | ₹4,43,277 | ||
| 125th Anniversary Editionestimate | ₹3,90,000 | ₹4,53,230 |
Dealer quotes for Gaya via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceHotrod variant, Gaya list price | ₹3,67,592 |
|---|---|
| Road tax and registration (Bihar RTO)10.3% of ex-showroom, paid once | ₹37,894 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹21,700 |
| On-road price | ₹4,27,186 |
Rivals on-road in Gaya
Base variants, same RTO, so the ranking is fair.
EMI in Gaya
EMI calculator
On an estimated on-road price of ₹4,27,186 for the Classic 650.
- Monthly EMI
- ₹12,320
- Loan amount
- ₹3,84,467
- Total interest
- ₹59,053
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Bihar
Same Bihar road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.1% | ₹4,20,368 |
| ChandigarhChandigarh | 7.2% | ₹4,15,749 |
| AhmedabadGujarat | 5.2% | ₹4,35,546 |
| BengaluruKarnataka | 20.6% | ₹4,65,239 |
| MumbaiMaharashtra | 12.4% | ₹4,39,798 |
| Navi MumbaiMaharashtra | 12.4% | ₹4,34,885 |
| PuneMaharashtra | 12.4% | ₹4,34,885 |
| ChennaiTamil Nadu | 12.3% | ₹4,34,493 |
| HyderabadTelangana | 19.3% | ₹4,75,436 |
| KolkataWest Bengal | 10.4% | ₹4,27,341 |
Gaya is one of 189 RTO cities on the Classic 650 price page.
Classic 650 in Gaya: questions people ask
- What is the on-road price of the Classic 650 in Gaya?
- ₹4,27,186 for the base Hotrod and up to ₹4,53,230 for the 125th Anniversary Edition, including Bihar road tax, registration and first-year insurance. The figures come from Gaya dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Classic 650 in Bihar?
- ₹37,894 on the base variant, which is 10.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Classic 650 cheaper in Gaya or Delhi?
- Delhi, by about ₹6,818, because Bihar road tax is higher. You must register where you live, so this is not a saving you can chase.
Classic 650 from
₹3.68 Lakh