TVS
TVS XL 100 on-road price in Ernakulam
₹79,835 on-road for the base variant, against ₹60,360 ex-showroom.
On the road in Ernakulam the base XL 100 comes to ₹79,835: ₹64,179 ex-showroom, ₹9,843 in Kerala road tax and registration (15.3%), ₹5,813 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹6,281 more than in Delhi (₹73,554), mostly because Kerala charges 15.3% in road tax and registration against Delhi's 10.5%.
Within Kerala the XL 100 ranges from ₹79,327 to ₹81,022 on-road across the 9 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.50 in Ernakulam and a real-world 54 kmpl, fuel comes to about ₹1.95 per km, or ₹1,524 a month at 30 km a day.
All variants on-road in Ernakulam
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| i-Touch Start | ₹64,179 | ₹79,835 |
Dealer quotes for Ernakulam via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom pricei-Touch Start variant, Ernakulam list price | ₹64,179 |
|---|---|
| Road tax and registration (Kerala RTO)15.3% of ex-showroom, paid once | ₹9,843 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,813 |
| On-road price | ₹79,835 |
Rivals on-road in Ernakulam
Base variants, same RTO, so the ranking is fair.
EMI in Ernakulam
EMI calculator
On an estimated on-road price of ₹79,835 for the XL 100.
- Monthly EMI
- ₹2,300
- Loan amount
- ₹71,852
- Total interest
- ₹10,949
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 10.5% | ₹73,554 |
| ChandigarhChandigarh | 10.5% | ₹73,832 |
| AhmedabadGujarat | 9.4% | ₹75,255 |
| BengaluruKarnataka | 14.6% | ₹73,604 |
| MumbaiMaharashtra | 12.5% | ₹73,510 |
| Navi MumbaiMaharashtra | 12.5% | ₹72,459 |
| PuneMaharashtra | 12.5% | ₹74,279 |
| ChennaiTamil Nadu | 11.7% | ₹77,144 |
| HyderabadTelangana | 14.5% | ₹75,371 |
| KolkataWest Bengal | 7.2% | ₹76,756 |
Ernakulam is one of 189 RTO cities on the XL 100 price page.
XL 100 in Ernakulam: questions people ask
- What is the on-road price of the XL 100 in Ernakulam?
- ₹79,835 for the base i-Touch Start, including Kerala road tax, registration and first-year insurance. The figures come from Ernakulam dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the XL 100 in Kerala?
- ₹9,843 on the base variant, which is 15.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the XL 100 cheaper in Ernakulam or Delhi?
- Delhi, by about ₹6,281, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
XL 100 from
₹60,360