TVS
TVS XL 100 Heavy Duty on-road price in Gaya
₹57,279 on-road for the base variant, against ₹47,918 ex-showroom.
On the road in Gaya the base XL 100 Heavy Duty comes to ₹57,279: ₹46,400 ex-showroom, ₹5,212 in Bihar road tax and registration (11.2%), ₹5,667 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹1,764 less than in Delhi (₹59,043), mostly because Bihar charges 11.2% in road tax and registration against Delhi's 9.1%.
Elsewhere in Bihar the figure is the same to within a few hundred rupees: registration rules are set by the state, so Bhagalpur, Muzaffarpur and Patna all land at about ₹57,279.
With petrol at about ₹105.20 in Gaya and a real-world 56 kmpl, fuel comes to about ₹1.88 per km, or ₹1,465 a month at 30 km a day.
All variants on-road in Gaya
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Kick Start | ₹46,400 | ₹57,279 | ||
| i-Touch Start | ₹58,260 | ₹69,511 | ||
| Winner Edition | ₹60,480 | ₹71,910 | ||
| Alloy Wheel | ₹61,260 | ₹72,754 |
Dealer quotes for Gaya via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceKick Start variant, Gaya list price | ₹46,400 |
|---|---|
| Road tax and registration (Bihar RTO)11.2% of ex-showroom, paid once | ₹5,212 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,667 |
| On-road price | ₹57,279 |
Rivals on-road in Gaya
Base variants, same RTO, so the ranking is fair.
EMI in Gaya
EMI calculator
On an estimated on-road price of ₹57,279 for the XL 100 Heavy Duty.
- Monthly EMI
- ₹1,650
- Loan amount
- ₹51,551
- Total interest
- ₹7,849
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Bihar
Same Bihar road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.1% | ₹59,043 |
| ChandigarhChandigarh | 11.1% | ₹60,334 |
| AhmedabadGujarat | 10.4% | ₹63,509 |
| BengaluruKarnataka | 13.1% | ₹60,601 |
| MumbaiMaharashtra | 13.1% | ₹60,769 |
| Navi MumbaiMaharashtra | 13.1% | ₹60,183 |
| PuneMaharashtra | 13.1% | ₹60,912 |
| ChennaiTamil Nadu | 12.2% | ₹62,398 |
| HyderabadTelangana | 14.9% | ₹65,767 |
| KolkataWest Bengal | 7.5% | ₹63,204 |
Gaya is one of 189 RTO cities on the XL 100 Heavy Duty price page.
XL 100 Heavy Duty in Gaya: questions people ask
- What is the on-road price of the XL 100 Heavy Duty in Gaya?
- ₹57,279 for the base Kick Start and up to ₹72,754 for the Alloy Wheel, including Bihar road tax, registration and first-year insurance. The figures come from Gaya dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the XL 100 Heavy Duty in Bihar?
- ₹5,212 on the base variant, which is 11.2% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the XL 100 Heavy Duty cheaper in Gaya or Delhi?
- Gaya, by about ₹1,764.
XL 100 Heavy Duty from
₹47,918