TVS
TVS Zest 110 on-road price in Surat
₹85,866 on-road for the base variant, against ₹70,560 ex-showroom.
On the road in Surat the base Zest 110 comes to ₹85,866: ₹73,269 ex-showroom, ₹5,896 in Gujarat road tax and registration (8%), ₹6,701 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹597 more than in Delhi (₹85,269), mostly because Gujarat charges 8% in road tax and registration against Delhi's 10.1%.
Within Gujarat the Zest 110 ranges from ₹85,179 to ₹89,617 on-road across the 10 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹94.50 in Surat and a real-world 44.5 kmpl, fuel comes to about ₹2.12 per km, or ₹1,656 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Gloss | ₹73,269 | ₹85,866 | ||
| Matte | ₹76,169 | ₹89,515 | ||
| SXC | ₹79,869 | ₹93,475 |
Dealer quotes for Surat via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceGloss variant, Surat list price | ₹73,269 |
|---|---|
| Road tax and registration (Gujarat RTO)8% of ex-showroom, paid once | ₹5,896 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,701 |
| On-road price | ₹85,866 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹85,866 for the Zest 110.
- Monthly EMI
- ₹2,480
- Loan amount
- ₹77,279
- Total interest
- ₹12,001
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 10.1% | ₹85,269 |
| ChandigarhChandigarh | 10.1% | ₹85,348 |
| AhmedabadGujarat | 8.5% | ₹89,617 |
| BengaluruKarnataka | 14.3% | ₹81,744 |
| MumbaiMaharashtra | 13.3% | ₹81,585 |
| Navi MumbaiMaharashtra | 13.3% | ₹81,313 |
| PuneMaharashtra | 13.3% | ₹82,657 |
| ChennaiTamil Nadu | 11.5% | ₹82,794 |
| HyderabadTelangana | 14.3% | ₹82,364 |
| KolkataWest Bengal | 11.2% | ₹81,738 |
Surat is one of 189 RTO cities on the Zest 110 price page.
Zest 110 in Surat: questions people ask
- What is the on-road price of the Zest 110 in Surat?
- ₹85,866 for the base Gloss and up to ₹93,475 for the SXC, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Zest 110 in Gujarat?
- ₹5,896 on the base variant, which is 8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Zest 110 cheaper in Surat or Delhi?
- Delhi, by about ₹597, because Gujarat road tax is higher. You must register where you live, so this is not a saving you can chase.
Zest 110 from
₹70,560