TVS
TVS XL 100 Heavy Duty on-road price in Surat
₹58,657 on-road for the base variant, against ₹47,918 ex-showroom.
On the road in Surat the base XL 100 Heavy Duty comes to ₹58,657: ₹48,069 ex-showroom, ₹4,384 in Gujarat road tax and registration (9.1%), ₹6,204 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹386 less than in Delhi (₹59,043), down to insurance and dealer charges rather than tax.
Within Gujarat the XL 100 Heavy Duty ranges from ₹58,189 to ₹63,509 on-road across the 10 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹94.50 in Surat and a real-world 56 kmpl, fuel comes to about ₹1.69 per km, or ₹1,316 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Kick Start | ₹48,069 | ₹58,657 | ||
| i-Touch Start | ₹56,579 | ₹68,223 | ||
| Winner Edition | ₹59,199 | ₹71,223 | ||
| Alloy Wheel | ₹60,779 | ₹72,775 |
Dealer quotes for Surat via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceKick Start variant, Surat list price | ₹48,069 |
|---|---|
| Road tax and registration (Gujarat RTO)9.1% of ex-showroom, paid once | ₹4,384 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,204 |
| On-road price | ₹58,657 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹58,657 for the XL 100 Heavy Duty.
- Monthly EMI
- ₹1,690
- Loan amount
- ₹52,791
- Total interest
- ₹8,049
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.1% | ₹59,043 |
| ChandigarhChandigarh | 11.1% | ₹60,334 |
| AhmedabadGujarat | 10.4% | ₹63,509 |
| BengaluruKarnataka | 13.1% | ₹60,601 |
| MumbaiMaharashtra | 13.1% | ₹60,769 |
| Navi MumbaiMaharashtra | 13.1% | ₹60,183 |
| PuneMaharashtra | 13.1% | ₹60,912 |
| ChennaiTamil Nadu | 12.2% | ₹62,398 |
| HyderabadTelangana | 14.9% | ₹65,767 |
| KolkataWest Bengal | 7.5% | ₹63,204 |
Surat is one of 189 RTO cities on the XL 100 Heavy Duty price page.
XL 100 Heavy Duty in Surat: questions people ask
- What is the on-road price of the XL 100 Heavy Duty in Surat?
- ₹58,657 for the base Kick Start and up to ₹72,775 for the Alloy Wheel, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the XL 100 Heavy Duty in Gujarat?
- ₹4,384 on the base variant, which is 9.1% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the XL 100 Heavy Duty cheaper in Surat or Delhi?
- Surat, by about ₹386.
XL 100 Heavy Duty from
₹47,918