Yamaha
Yamaha Fascino 125 on-road price in Ludhiana
₹98,238 on-road for the base variant, against ₹81,264 ex-showroom.
On the road in Ludhiana the base Fascino 125 comes to ₹98,238: ₹81,580 ex-showroom, ₹7,618 in Punjab road tax and registration (9.3%), ₹8,225 for first-year insurance and ₹815 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,564 more than in Delhi (₹94,674), down to insurance and dealer charges rather than tax.
Within Punjab the Fascino 125 ranges from ₹96,209 to ₹98,238 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 48 kmpl, fuel comes to about ₹2.03 per km, or ₹1,584 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹81,580 | ₹98,238 | ||
| Disc | ₹91,870 | ₹1,09,575 | ||
| S | ₹99,830 | ₹1,17,937 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Ludhiana list price | ₹81,580 |
|---|---|
| Road tax and registration (Punjab RTO)9.3% of ex-showroom, paid once | ₹7,618 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹8,225 |
| Social Security ChargesIncluded in the dealer quote | ₹815 |
| On-road price | ₹98,238 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹98,238 for the Fascino 125.
- Monthly EMI
- ₹2,830
- Loan amount
- ₹88,414
- Total interest
- ₹13,466
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹94,674 |
| ChandigarhChandigarh | 9.8% | ₹95,967 |
| AhmedabadGujarat | 7.9% | ₹94,021 |
| BengaluruKarnataka | 18.9% | ₹1,04,398 |
| MumbaiMaharashtra | 12.9% | ₹97,286 |
| Navi MumbaiMaharashtra | 12.9% | ₹97,316 |
| PuneMaharashtra | 11.1% | ₹99,695 |
| ChennaiTamil Nadu | 13.3% | ₹1,01,546 |
| HyderabadTelangana | 16.9% | ₹1,05,454 |
| KolkataWest Bengal | 21.8% | ₹1,12,379 |
Ludhiana is one of 189 RTO cities on the Fascino 125 price page.
Fascino 125 in Ludhiana: questions people ask
- What is the on-road price of the Fascino 125 in Ludhiana?
- ₹98,238 for the base Drum and up to ₹1,17,937 for the S, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Fascino 125 in Punjab?
- ₹7,618 on the base variant, which is 9.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Fascino 125 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹3,564, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Fascino 125 from
₹81,264