Yamaha
Yamaha FZ S Hybrid on-road price in Ludhiana
₹1.67 Lakh on-road for the base variant, against ₹1.42 Lakh ex-showroom.
On the road in Ludhiana the base FZ S Hybrid comes to ₹1.67 Lakh: ₹1,41,200 ex-showroom, ₹15,620 in Punjab road tax and registration (11.1%), ₹8,886 for first-year insurance and ₹1,412 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹4,024 more than in Delhi (₹1,63,094), mostly because Punjab charges 11.1% in road tax and registration against Delhi's 9.1%.
Within Punjab the FZ S Hybrid ranges from ₹1,64,982 to ₹1,67,118 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 52 kmpl, fuel comes to about ₹1.88 per km, or ₹1,463 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,41,200 | ₹1,67,118 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹1,41,200 |
|---|---|
| Road tax and registration (Punjab RTO)11.1% of ex-showroom, paid once | ₹15,620 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹8,886 |
| Social Security ChargesIncluded in the dealer quote | ₹1,412 |
| On-road price | ₹1,67,118 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,67,118 for the FZ S Hybrid.
- Monthly EMI
- ₹4,820
- Loan amount
- ₹1,50,406
- Total interest
- ₹23,114
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.1% | ₹1,63,094 |
| ChandigarhChandigarh | 11.1% | ₹1,63,687 |
| AhmedabadGujarat | 7.1% | ₹1,60,871 |
| BengaluruKarnataka | 23.2% | ₹1,83,190 |
| MumbaiMaharashtra | 12.1% | ₹1,66,191 |
| Navi MumbaiMaharashtra | 12.1% | ₹1,65,859 |
| PuneMaharashtra | 12.1% | ₹1,67,973 |
| ChennaiTamil Nadu | 13.1% | ₹1,67,854 |
| HyderabadTelangana | 17.9% | ₹1,79,044 |
| KolkataWest Bengal | 16.4% | ₹1,81,459 |
Ludhiana is one of 189 RTO cities on the FZ S Hybrid price page.
FZ S Hybrid in Ludhiana: questions people ask
- What is the on-road price of the FZ S Hybrid in Ludhiana?
- ₹1,67,118 for the base Standard, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZ S Hybrid in Punjab?
- ₹15,620 on the base variant, which is 11.1% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZ S Hybrid cheaper in Ludhiana or Delhi?
- Delhi, by about ₹4,024, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
FZ S Hybrid from
₹1.42 Lakh