Yamaha
Yamaha FZ X on-road price in Panaji
₹1.46 Lakh on-road for the base variant, against ₹1.27 Lakh ex-showroom.
On the road in Panaji the base FZ X comes to ₹1.46 Lakh: ₹1,26,460 ex-showroom, ₹12,881 in Goa road tax and registration (10.2%), ₹6,795 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹71 more than in Delhi (₹1,46,065), mostly because Goa charges 10.2% in road tax and registration against Delhi's 9.2%.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹1.46 Lakh.
With petrol at about ₹96.50 in Panaji and a real-world 46.5 kmpl, fuel comes to about ₹2.08 per km, or ₹1,619 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,26,460 | ₹1,46,136 | ||
| Dark Matte Blue Purple | ₹1,34,770 | ₹1,55,218 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Panaji list price | ₹1,26,460 |
|---|---|
| Road tax and registration (Goa RTO)10.2% of ex-showroom, paid once | ₹12,881 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,795 |
| On-road price | ₹1,46,136 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹1,46,136 for the FZ X.
- Monthly EMI
- ₹4,210
- Loan amount
- ₹1,31,522
- Total interest
- ₹20,038
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.2% | ₹1,46,065 |
| ChandigarhChandigarh | 11.2% | ₹1,48,396 |
| AhmedabadGujarat | 7.2% | ₹1,44,335 |
| BengaluruKarnataka | 23.6% | ₹1,65,341 |
| MumbaiMaharashtra | 12.2% | ₹1,49,168 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,48,525 |
| PuneMaharashtra | 12.2% | ₹1,50,654 |
| ChennaiTamil Nadu | 13.2% | ₹1,51,441 |
| HyderabadTelangana | 18.3% | ₹1,62,158 |
| KolkataWest Bengal | 23.6% | ₹1,72,494 |
Panaji is one of 189 RTO cities on the FZ X price page.
FZ X in Panaji: questions people ask
- What is the on-road price of the FZ X in Panaji?
- ₹1,46,136 for the base Standard and up to ₹1,55,218 for the Dark Matte Blue Purple, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZ X in Goa?
- ₹12,881 on the base variant, which is 10.2% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZ X cheaper in Panaji or Delhi?
- Delhi, by about ₹71, because Goa road tax is higher. You must register where you live, so this is not a saving you can chase.
FZ X from
₹1.27 Lakh