Yamaha
Yamaha FZS V4 on-road price in Ludhiana
₹1.43 Lakh on-road for the base variant, against ₹1.2 Lakh ex-showroom.
On the road in Ludhiana the base FZS V4 comes to ₹1.43 Lakh: ₹1,19,846 ex-showroom, ₹13,485 in Punjab road tax and registration (11.3%), ₹8,686 for first-year insurance and ₹1,198 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹2,563 more than in Delhi (₹1,40,652), mostly because Punjab charges 11.3% in road tax and registration against Delhi's 9.3%.
Within Punjab the FZS V4 ranges from ₹1,41,393 to ₹1,43,215 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 49.5 kmpl, fuel comes to about ₹1.97 per km, or ₹1,536 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,19,846 | ₹1,43,215 | ||
| Standard - OBD 2B | ₹1,30,880 | ₹1,55,420 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹1,19,846 |
|---|---|
| Road tax and registration (Punjab RTO)11.3% of ex-showroom, paid once | ₹13,485 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹8,686 |
| Social Security ChargesIncluded in the dealer quote | ₹1,198 |
| On-road price | ₹1,43,215 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,43,215 for the FZS V4.
- Monthly EMI
- ₹4,130
- Loan amount
- ₹1,28,894
- Total interest
- ₹19,787
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.3% | ₹1,40,652 |
| ChandigarhChandigarh | 11.3% | ₹1,40,432 |
| AhmedabadGujarat | 11.1% | ₹1,45,200 |
| BengaluruKarnataka | 23.8% | ₹1,56,954 |
| MumbaiMaharashtra | 12.2% | ₹1,43,815 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,45,147 |
| PuneMaharashtra | 12.2% | ₹1,44,886 |
| ChennaiTamil Nadu | 12.9% | ₹1,48,480 |
| HyderabadTelangana | 18.6% | ₹1,54,100 |
| KolkataWest Bengal | 17.7% | ₹1,57,518 |
Ludhiana is one of 189 RTO cities on the FZS V4 price page.
FZS V4 in Ludhiana: questions people ask
- What is the on-road price of the FZS V4 in Ludhiana?
- ₹1,43,215 for the base Standard and up to ₹1,55,420 for the Standard - OBD 2B, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZS V4 in Punjab?
- ₹13,485 on the base variant, which is 11.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZS V4 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹2,563, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
FZS V4 from
₹1.2 Lakh