Yamaha
Yamaha FZS V4 on-road price in Panaji
₹1.41 Lakh on-road for the base variant, against ₹1.2 Lakh ex-showroom.
On the road in Panaji the base FZS V4 comes to ₹1.41 Lakh: ₹1,20,524 ex-showroom, ₹12,347 in Goa road tax and registration (10.2%), ₹7,858 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹77 more than in Delhi (₹1,40,652), down to insurance and dealer charges rather than tax.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹1.41 Lakh.
With petrol at about ₹96.50 in Panaji and a real-world 49.5 kmpl, fuel comes to about ₹1.95 per km, or ₹1,521 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,20,524 | ₹1,40,729 | ||
| Standard - OBD 2B | ₹1,31,670 | ₹1,53,114 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Panaji list price | ₹1,20,524 |
|---|---|
| Road tax and registration (Goa RTO)10.2% of ex-showroom, paid once | ₹12,347 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹7,858 |
| On-road price | ₹1,40,729 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹1,40,729 for the FZS V4.
- Monthly EMI
- ₹4,060
- Loan amount
- ₹1,26,656
- Total interest
- ₹19,504
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.3% | ₹1,40,652 |
| ChandigarhChandigarh | 11.3% | ₹1,40,432 |
| AhmedabadGujarat | 11.1% | ₹1,45,200 |
| BengaluruKarnataka | 23.8% | ₹1,56,954 |
| MumbaiMaharashtra | 12.2% | ₹1,43,815 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,45,147 |
| PuneMaharashtra | 12.2% | ₹1,44,886 |
| ChennaiTamil Nadu | 12.9% | ₹1,48,480 |
| HyderabadTelangana | 18.6% | ₹1,54,100 |
| KolkataWest Bengal | 17.7% | ₹1,57,518 |
Panaji is one of 189 RTO cities on the FZS V4 price page.
FZS V4 in Panaji: questions people ask
- What is the on-road price of the FZS V4 in Panaji?
- ₹1,40,729 for the base Standard and up to ₹1,53,114 for the Standard - OBD 2B, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZS V4 in Goa?
- ₹12,347 on the base variant, which is 10.2% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZS V4 cheaper in Panaji or Delhi?
- Delhi, by about ₹77, because Goa road tax is higher. You must register where you live, so this is not a saving you can chase.
FZS V4 from
₹1.2 Lakh