Yamaha
Yamaha FZS V4 on-road price in Surat
₹1.46 Lakh on-road for the base variant, against ₹1.2 Lakh ex-showroom.
On the road in Surat the base FZS V4 comes to ₹1.46 Lakh: ₹1,20,524 ex-showroom, ₹8,464 in Gujarat road tax and registration (7%), ₹9,198 for first-year insurance and ₹8,234 in other charges, handling charges, amc (annual maintenance cost), standard accessories, rsa (road side assistance) and extended warranty. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹5,768 more than in Delhi (₹1,40,652), mostly because Gujarat charges 7% in road tax and registration against Delhi's 9.3%.
Within Gujarat the FZS V4 ranges from ₹1,36,281 to ₹1,46,420 on-road across the 10 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹94.50 in Surat and a real-world 49.5 kmpl, fuel comes to about ₹1.91 per km, or ₹1,489 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,20,524 | ₹1,46,420 | ||
| Standard - OBD 2B | ₹1,31,670 | ₹1,49,714 |
Dealer quotes for Surat via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Surat list price | ₹1,20,524 |
|---|---|
| Road tax and registration (Gujarat RTO)7% of ex-showroom, paid once | ₹8,464 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹9,198 |
| Other ChargesIncluded in the dealer quote | ₹750 |
| Handling ChargesIncluded in the dealer quote | ₹2,000 |
| AMC (Annual Maintenance Cost)Included in the dealer quote | ₹2,050 |
| Standard AccessoriesIncluded in the dealer quote | ₹2,350 |
| RSA (Road Side Assistance)Included in the dealer quote | ₹307 |
| Extended WarrantyIncluded in the dealer quote | ₹777 |
| On-road price | ₹1,46,420 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹1,46,420 for the FZS V4.
- Monthly EMI
- ₹4,220
- Loan amount
- ₹1,31,778
- Total interest
- ₹20,142
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.3% | ₹1,40,652 |
| ChandigarhChandigarh | 11.3% | ₹1,40,432 |
| AhmedabadGujarat | 11.1% | ₹1,45,200 |
| BengaluruKarnataka | 23.8% | ₹1,56,954 |
| MumbaiMaharashtra | 12.2% | ₹1,43,815 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,45,147 |
| PuneMaharashtra | 12.2% | ₹1,44,886 |
| ChennaiTamil Nadu | 12.9% | ₹1,48,480 |
| HyderabadTelangana | 18.6% | ₹1,54,100 |
| KolkataWest Bengal | 17.7% | ₹1,57,518 |
Surat is one of 189 RTO cities on the FZS V4 price page.
FZS V4 in Surat: questions people ask
- What is the on-road price of the FZS V4 in Surat?
- ₹1,46,420 for the base Standard and up to ₹1,49,714 for the Standard - OBD 2B, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZS V4 in Gujarat?
- ₹8,464 on the base variant, which is 7% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZS V4 cheaper in Surat or Delhi?
- Delhi, by about ₹5,768, because Gujarat road tax is higher. You must register where you live, so this is not a saving you can chase.
FZS V4 from
₹1.2 Lakh