Yamaha
Yamaha Ray ZR 125 on-road price in Jammu
₹97,554 on-road for the base variant, against ₹81,820 ex-showroom.
On the road in Jammu the base Ray ZR 125 comes to ₹97,554: ₹82,480 ex-showroom, ₹8,923 in Jammu & Kashmir road tax and registration (10.8%), ₹6,151 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,654 more than in Delhi (₹93,900), down to insurance and dealer charges rather than tax.
Elsewhere in Jammu & Kashmir the figure is the same to within a few hundred rupees: registration rules are set by the state, so Srinagar all land at about ₹97,554.
With petrol at about ₹99.30 in Jammu and a real-world 48 kmpl, fuel comes to about ₹2.07 per km, or ₹1,614 a month at 30 km a day.
All variants on-road in Jammu
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹82,480 | ₹97,554 | ||
| Disc | ₹90,280 | ₹1,06,202 | ||
| Street Rally LCD | ₹96,530 | ₹1,13,133 | ||
| Street Rally TFT | ₹1,03,040 | ₹1,20,353 |
Dealer quotes for Jammu via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Jammu list price | ₹82,480 |
|---|---|
| Road tax and registration (Jammu & Kashmir RTO)10.8% of ex-showroom, paid once | ₹8,923 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,151 |
| On-road price | ₹97,554 |
Rivals on-road in Jammu
Base variants, same RTO, so the ranking is fair.
EMI in Jammu
EMI calculator
On an estimated on-road price of ₹97,554 for the Ray ZR 125.
- Monthly EMI
- ₹2,810
- Loan amount
- ₹87,799
- Total interest
- ₹13,361
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Jammu & Kashmir
Same Jammu & Kashmir road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹93,900 |
| ChandigarhChandigarh | 9.8% | ₹96,179 |
| AhmedabadGujarat | 7.8% | ₹94,774 |
| BengaluruKarnataka | 19% | ₹1,03,700 |
| MumbaiMaharashtra | 12.8% | ₹97,867 |
| Navi MumbaiMaharashtra | 12.8% | ₹97,838 |
| PuneMaharashtra | 12.8% | ₹97,867 |
| ChennaiTamil Nadu | 11.8% | ₹96,942 |
| HyderabadTelangana | 16.7% | ₹1,06,021 |
| KolkataWest Bengal | 23.8% | ₹1,13,326 |
Jammu is one of 189 RTO cities on the Ray ZR 125 price page.
Ray ZR 125 in Jammu: questions people ask
- What is the on-road price of the Ray ZR 125 in Jammu?
- ₹97,554 for the base Drum and up to ₹1,20,353 for the Street Rally TFT, including Jammu & Kashmir road tax, registration and first-year insurance. The figures come from Jammu dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ray ZR 125 in Jammu & Kashmir?
- ₹8,923 on the base variant, which is 10.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ray ZR 125 cheaper in Jammu or Delhi?
- Delhi, by about ₹3,654, because Jammu & Kashmir road tax is higher. You must register where you live, so this is not a saving you can chase.
Ray ZR 125 from
₹81,820