Yamaha
Yamaha Ray ZR 125 on-road price in Navi Mumbai
₹97,838 on-road for the base variant, against ₹81,820 ex-showroom.
On the road in Navi Mumbai the base Ray ZR 125 comes to ₹97,838: ₹81,270 ex-showroom, ₹10,440 in Maharashtra road tax and registration (12.8%), ₹6,128 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,938 more than in Delhi (₹93,900), mostly because Maharashtra charges 12.8% in road tax and registration against Delhi's 9.9%.
Elsewhere in Maharashtra the figure is the same to within a few hundred rupees: registration rules are set by the state, so Mumbai, Pune and Ahilya Nagar all land at about ₹97,838.
With petrol at about ₹103.50 in Navi Mumbai and a real-world 48 kmpl, fuel comes to about ₹2.16 per km, or ₹1,682 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Navi Mumbai
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹81,270 | ₹97,838 | ||
| Disc | ₹89,070 | ₹1,06,642 | ||
| Street Rally LCD | ₹95,320 | ₹1,13,697 | ||
| Street Rally TFT | ₹1,01,830 | ₹1,21,765 |
Dealer quotes for Navi Mumbai via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Navi Mumbai list price | ₹81,270 |
|---|---|
| Road tax and registration (Maharashtra RTO)12.8% of ex-showroom, paid once | ₹10,440 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,128 |
| On-road price | ₹97,838 |
Rivals on-road in Navi Mumbai
Base variants, same RTO, so the ranking is fair.
EMI in Navi Mumbai
EMI calculator
On an estimated on-road price of ₹97,838 for the Ray ZR 125.
- Monthly EMI
- ₹2,820
- Loan amount
- ₹88,054
- Total interest
- ₹13,466
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Maharashtra
Same Maharashtra road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹93,900 |
| ChandigarhChandigarh | 9.8% | ₹96,179 |
| AhmedabadGujarat | 7.8% | ₹94,774 |
| BengaluruKarnataka | 19% | ₹1,03,700 |
| MumbaiMaharashtra | 12.8% | ₹97,867 |
| Navi MumbaiMaharashtra | 12.8% | ₹97,838 |
| PuneMaharashtra | 12.8% | ₹97,867 |
| ChennaiTamil Nadu | 11.8% | ₹96,942 |
| HyderabadTelangana | 16.7% | ₹1,06,021 |
| KolkataWest Bengal | 23.8% | ₹1,13,326 |
Ray ZR 125 in Navi Mumbai: questions people ask
- What is the on-road price of the Ray ZR 125 in Navi Mumbai?
- ₹97,838 for the base Drum and up to ₹1,21,765 for the Street Rally TFT, including Maharashtra road tax, registration and first-year insurance. The figures come from Navi Mumbai dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ray ZR 125 in Maharashtra?
- ₹10,440 on the base variant, which is 12.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ray ZR 125 cheaper in Navi Mumbai or Delhi?
- Delhi, by about ₹3,938, because Maharashtra road tax is higher. You must register where you live, so this is not a saving you can chase.
Ray ZR 125 from
₹81,820