Yamaha
Yamaha Ray ZR 125 on-road price in Kottayam
₹1.01 Lakh on-road for the base variant, against ₹81,820 ex-showroom.
On the road in Kottayam the base Ray ZR 125 comes to ₹1.01 Lakh: ₹82,370 ex-showroom, ₹12,208 in Kerala road tax and registration (14.8%), ₹6,149 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹6,827 more than in Delhi (₹93,900), mostly because Kerala charges 14.8% in road tax and registration against Delhi's 9.9%.
Elsewhere in Kerala the figure is the same to within a few hundred rupees: registration rules are set by the state, so Ernakulam, Kannur and Kochi all land at about ₹1.01 Lakh.
With petrol at about ₹105.50 in Kottayam and a real-world 48 kmpl, fuel comes to about ₹2.20 per km, or ₹1,714 a month at 30 km a day.
All variants on-road in Kottayam
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹82,370 | ₹1,00,727 | ||
| Disc | ₹90,070 | ₹1,09,572 | ||
| Street Rally LCD | ₹94,120 | ₹1,14,225 | ||
| Street Rally TFT | ₹1,00,630 | ₹1,24,744 |
Dealer quotes for Kottayam via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Kottayam list price | ₹82,370 |
|---|---|
| Road tax and registration (Kerala RTO)14.8% of ex-showroom, paid once | ₹12,208 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,149 |
| On-road price | ₹1,00,727 |
Rivals on-road in Kottayam
Base variants, same RTO, so the ranking is fair.
EMI in Kottayam
EMI calculator
On an estimated on-road price of ₹1,00,727 for the Ray ZR 125.
- Monthly EMI
- ₹2,900
- Loan amount
- ₹90,654
- Total interest
- ₹13,746
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹93,900 |
| ChandigarhChandigarh | 9.8% | ₹96,179 |
| AhmedabadGujarat | 7.8% | ₹94,774 |
| BengaluruKarnataka | 19% | ₹1,03,700 |
| MumbaiMaharashtra | 12.8% | ₹97,867 |
| Navi MumbaiMaharashtra | 12.8% | ₹97,838 |
| PuneMaharashtra | 12.8% | ₹97,867 |
| ChennaiTamil Nadu | 11.8% | ₹96,942 |
| HyderabadTelangana | 16.7% | ₹1,06,021 |
| KolkataWest Bengal | 23.8% | ₹1,13,326 |
Kottayam is one of 189 RTO cities on the Ray ZR 125 price page.
Ray ZR 125 in Kottayam: questions people ask
- What is the on-road price of the Ray ZR 125 in Kottayam?
- ₹1,00,727 for the base Drum and up to ₹1,24,744 for the Street Rally TFT, including Kerala road tax, registration and first-year insurance. The figures come from Kottayam dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ray ZR 125 in Kerala?
- ₹12,208 on the base variant, which is 14.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ray ZR 125 cheaper in Kottayam or Delhi?
- Delhi, by about ₹6,827, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
Ray ZR 125 from
₹81,820