Yamaha
Yamaha Ray ZR 125 on-road price in Malda
₹1.13 Lakh on-road for the base variant, against ₹81,820 ex-showroom.
On the road in Malda the base Ray ZR 125 comes to ₹1.13 Lakh: ₹80,780 ex-showroom, ₹19,250 in West Bengal road tax and registration (23.8%), ₹9,991 for first-year insurance and ₹3,305 in extended warranty, rsa (road side assistance) and amc (optional). Dealers add handling and accessory packs on top; both are negotiable.
That is ₹19,426 more than in Delhi (₹93,900), mostly because West Bengal charges 23.8% in road tax and registration against Delhi's 9.9%.
Within West Bengal the Ray ZR 125 ranges from ₹95,669 to ₹1,13,326 on-road across the 14 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.00 in Malda and a real-world 48 kmpl, fuel comes to about ₹2.19 per km, or ₹1,706 a month at 30 km a day.
All variants on-road in Malda
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹80,780 | ₹1,13,326 | ||
| Disc | ₹88,580 | ₹1,21,828 | ||
| Street Rally LCD | ₹94,830 | ₹1,28,641 | ||
| Street Rally TFT | ₹1,01,340 | ₹1,35,737 |
Dealer quotes for Malda via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Malda list price | ₹80,780 |
|---|---|
| Road tax and registration (West Bengal RTO)23.8% of ex-showroom, paid once | ₹19,250 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹9,991 |
| Extended WarrantyIncluded in the dealer quote | ₹1,799 |
| RSA (Road Side Assistance)Included in the dealer quote | ₹307 |
| AMC (Optional)Included in the dealer quote | ₹1,199 |
| On-road price | ₹1,13,326 |
Rivals on-road in Malda
Base variants, same RTO, so the ranking is fair.
EMI in Malda
EMI calculator
On an estimated on-road price of ₹1,13,326 for the Ray ZR 125.
- Monthly EMI
- ₹3,270
- Loan amount
- ₹1,01,993
- Total interest
- ₹15,727
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in West Bengal
Same West Bengal road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹93,900 |
| ChandigarhChandigarh | 9.8% | ₹96,179 |
| AhmedabadGujarat | 7.8% | ₹94,774 |
| BengaluruKarnataka | 19% | ₹1,03,700 |
| MumbaiMaharashtra | 12.8% | ₹97,867 |
| Navi MumbaiMaharashtra | 12.8% | ₹97,838 |
| PuneMaharashtra | 12.8% | ₹97,867 |
| ChennaiTamil Nadu | 11.8% | ₹96,942 |
| HyderabadTelangana | 16.7% | ₹1,06,021 |
| KolkataWest Bengal | 23.8% | ₹1,13,326 |
Malda is one of 189 RTO cities on the Ray ZR 125 price page.
Ray ZR 125 in Malda: questions people ask
- What is the on-road price of the Ray ZR 125 in Malda?
- ₹1,13,326 for the base Drum and up to ₹1,35,737 for the Street Rally TFT, including West Bengal road tax, registration and first-year insurance. The figures come from Malda dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ray ZR 125 in West Bengal?
- ₹19,250 on the base variant, which is 23.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ray ZR 125 cheaper in Malda or Delhi?
- Delhi, by about ₹19,426, because West Bengal road tax is higher. You must register where you live, so this is not a saving you can chase.
Ray ZR 125 from
₹81,820