BSA
BSA Gold Star 650 on-road price in Surat
₹3.85 Lakh on-road for the base variant, against ₹3.37 Lakh ex-showroom.
On the road in Surat the base Gold Star 650 comes to ₹3.85 Lakh: ₹3,35,950 ex-showroom, ₹21,657 in Gujarat road tax and registration (6.4%), ₹27,213 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹4,992 less than in Delhi (₹3,89,812), mostly because Gujarat charges 6.4% in road tax and registration against Delhi's 8.4%.
Within Gujarat the Gold Star 650 ranges from ₹3,82,998 to ₹3,84,833 on-road across the 10 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹94.50 in Surat and a real-world 24.5 kmpl, fuel comes to about ₹3.86 per km, or ₹3,009 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Highland Green | ₹3,35,950 | ₹3,84,820 | ||
| Insignia Red | ₹3,42,950 | ₹3,92,246 | ||
| Shadow Black | ₹3,46,950 | ₹3,96,489 | ||
| Legacy Edition | ₹3,60,950 | ₹4,11,341 |
Dealer quotes for Surat via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceHighland Green variant, Surat list price | ₹3,35,950 |
|---|---|
| Road tax and registration (Gujarat RTO)6.4% of ex-showroom, paid once | ₹21,657 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹27,213 |
| On-road price | ₹3,84,820 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹3,84,820 for the Gold Star 650.
- Monthly EMI
- ₹11,090
- Loan amount
- ₹3,46,338
- Total interest
- ₹52,902
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.4% | ₹3,89,812 |
| ChandigarhChandigarh | 10.4% | ₹3,98,202 |
| AhmedabadGujarat | 6.4% | ₹3,84,161 |
| BengaluruKarnataka | 18.4% | ₹4,27,761 |
| MumbaiMaharashtra | 12.4% | ₹4,04,867 |
| Navi MumbaiMaharashtra | 12.4% | ₹4,03,587 |
| PuneMaharashtra | 12.4% | ₹4,04,323 |
| ChennaiTamil Nadu | 12.4% | ₹4,07,118 |
| HyderabadTelangana | 18.4% | ₹4,27,387 |
| KolkataWest Bengal | 10.4% | ₹4,00,391 |
Surat is one of 189 RTO cities on the Gold Star 650 price page.
Gold Star 650 in Surat: questions people ask
- What is the on-road price of the Gold Star 650 in Surat?
- ₹3,84,820 for the base Highland Green and up to ₹4,11,341 for the Legacy Edition, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Gold Star 650 in Gujarat?
- ₹21,657 on the base variant, which is 6.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Gold Star 650 cheaper in Surat or Delhi?
- Surat, by about ₹4,992.
Gold Star 650 from
₹3.37 Lakh