Honda
Honda Activa 125 on-road price in Ludhiana
₹1.1 Lakh on-road for the base variant, against ₹92,806 ex-showroom.
On the road in Ludhiana the base Activa 125 comes to ₹1.1 Lakh: ₹90,966 ex-showroom, ₹7,800 in Punjab road tax and registration (8.6%), ₹6,070 for first-year insurance and ₹4,900 in standard accessories, cess @3% and other charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹4,003 more than in Delhi (₹1,05,733), mostly because Punjab charges 8.6% in road tax and registration against Delhi's 9.7%.
Within Punjab the Activa 125 ranges from ₹1,06,087 to ₹1,09,736 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 46.5 kmpl, fuel comes to about ₹2.10 per km, or ₹1,635 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| 25-year Anniversary Edition | ₹90,966 | ₹1,09,736 | ||
| DLX | ₹92,488 | ₹1,11,218 | ||
| H-Smart | ₹96,931 | ₹1,15,981 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom price25-year Anniversary Edition variant, Ludhiana list price | ₹90,966 |
|---|---|
| Road tax and registration (Punjab RTO)8.6% of ex-showroom, paid once | ₹7,800 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,070 |
| Standard AccessoriesIncluded in the dealer quote | ₹4,200 |
| CESS @3%Included in the dealer quote | ₹200 |
| Other ChargesIncluded in the dealer quote | ₹500 |
| On-road price | ₹1,09,736 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,09,736 for the Activa 125.
- Monthly EMI
- ₹3,160
- Loan amount
- ₹98,762
- Total interest
- ₹14,998
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.7% | ₹1,05,733 |
| ChandigarhChandigarh | 9.7% | ₹1,06,685 |
| AhmedabadGujarat | 7.6% | ₹1,07,470 |
| BengaluruKarnataka | 16.6% | ₹1,15,780 |
| MumbaiMaharashtra | 12.6% | ₹1,10,129 |
| Navi MumbaiMaharashtra | 12.6% | ₹1,10,064 |
| PuneMaharashtra | 12.6% | ₹1,12,354 |
| ChennaiTamil Nadu | 13.3% | ₹1,13,823 |
| HyderabadTelangana | 13.6% | ₹1,11,562 |
| KolkataWest Bengal | 13.7% | ₹1,13,366 |
Ludhiana is one of 189 RTO cities on the Activa 125 price page.
Activa 125 in Ludhiana: questions people ask
- What is the on-road price of the Activa 125 in Ludhiana?
- ₹1,09,736 for the base 25-year Anniversary Edition and up to ₹1,15,981 for the H-Smart, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Activa 125 in Punjab?
- ₹7,800 on the base variant, which is 8.6% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Activa 125 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹4,003, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Activa 125 from
₹92,806