Honda
Honda Livo on-road price in Ludhiana
₹95,178 on-road for the base variant, against ₹81,031 ex-showroom.
On the road in Ludhiana the base Livo comes to ₹95,178: ₹80,328 ex-showroom, ₹6,870 in Punjab road tax and registration (8.6%), ₹5,780 for first-year insurance and ₹2,200 in other charges, cess @3% and standard accessories. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹1,310 more than in Delhi (₹93,868), down to insurance and dealer charges rather than tax.
Within Punjab the Livo ranges from ₹94,346 to ₹96,005 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 59 kmpl, fuel comes to about ₹1.65 per km, or ₹1,289 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹80,328 | ₹95,178 | ||
| Disc | ₹82,895 | ₹98,015 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Ludhiana list price | ₹80,328 |
|---|---|
| Road tax and registration (Punjab RTO)8.6% of ex-showroom, paid once | ₹6,870 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹5,780 |
| Other ChargesIncluded in the dealer quote | ₹500 |
| CESS @3%Included in the dealer quote | ₹200 |
| Standard AccessoriesIncluded in the dealer quote | ₹1,500 |
| On-road price | ₹95,178 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹95,178 for the Livo.
- Monthly EMI
- ₹2,740
- Loan amount
- ₹85,660
- Total interest
- ₹12,980
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.7% | ₹93,868 |
| ChandigarhChandigarh | 9.9% | ₹95,480 |
| AhmedabadGujarat | 5.9% | ₹95,742 |
| BengaluruKarnataka | 17.1% | ₹1,01,325 |
| MumbaiMaharashtra | 11.7% | ₹97,917 |
| Navi MumbaiMaharashtra | 11.7% | ₹97,917 |
| PuneMaharashtra | 12.8% | ₹99,635 |
| ChennaiTamil Nadu | 13.7% | ₹1,02,363 |
| HyderabadTelangana | 17.3% | ₹1,02,262 |
| KolkataWest Bengal | 14.4% | ₹98,308 |
Ludhiana is one of 189 RTO cities on the Livo price page.
Livo in Ludhiana: questions people ask
- What is the on-road price of the Livo in Ludhiana?
- ₹95,178 for the base Drum and up to ₹98,015 for the Disc, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Livo in Punjab?
- ₹6,870 on the base variant, which is 8.6% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Livo cheaper in Ludhiana or Delhi?
- Delhi, by about ₹1,310, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Livo from
₹81,031