Honda
Honda Livo on-road price in Surat
₹96,822 on-road for the base variant, against ₹81,031 ex-showroom.
On the road in Surat the base Livo comes to ₹96,822: ₹81,472 ex-showroom, ₹5,093 in Gujarat road tax and registration (6.3%), ₹8,028 for first-year insurance and ₹2,229 in smc tax and other charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹2,954 more than in Delhi (₹93,868), mostly because Gujarat charges 6.3% in road tax and registration against Delhi's 8.7%.
Within Gujarat the Livo ranges from ₹93,128 to ₹96,822 on-road across the 10 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹94.50 in Surat and a real-world 59 kmpl, fuel comes to about ₹1.60 per km, or ₹1,249 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Surat
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹81,472 | ₹96,822 | ||
| Disc | ₹84,039 | ₹99,650 |
Dealer quotes for Surat via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Surat list price | ₹81,472 |
|---|---|
| Road tax and registration (Gujarat RTO)6.3% of ex-showroom, paid once | ₹5,093 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹8,028 |
| SMC TaxIncluded in the dealer quote | ₹1,629 |
| Other ChargesIncluded in the dealer quote | ₹600 |
| On-road price | ₹96,822 |
Rivals on-road in Surat
Base variants, same RTO, so the ranking is fair.
EMI in Surat
EMI calculator
On an estimated on-road price of ₹96,822 for the Livo.
- Monthly EMI
- ₹2,790
- Loan amount
- ₹87,140
- Total interest
- ₹13,300
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Gujarat
Same Gujarat road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.7% | ₹93,868 |
| ChandigarhChandigarh | 9.9% | ₹95,480 |
| AhmedabadGujarat | 5.9% | ₹95,742 |
| BengaluruKarnataka | 17.1% | ₹1,01,325 |
| MumbaiMaharashtra | 11.7% | ₹97,917 |
| Navi MumbaiMaharashtra | 11.7% | ₹97,917 |
| PuneMaharashtra | 12.8% | ₹99,635 |
| ChennaiTamil Nadu | 13.7% | ₹1,02,363 |
| HyderabadTelangana | 17.3% | ₹1,02,262 |
| KolkataWest Bengal | 14.4% | ₹98,308 |
Surat is one of 189 RTO cities on the Livo price page.
Livo in Surat: questions people ask
- What is the on-road price of the Livo in Surat?
- ₹96,822 for the base Drum and up to ₹99,650 for the Disc, including Gujarat road tax, registration and first-year insurance. The figures come from Surat dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Livo in Gujarat?
- ₹5,093 on the base variant, which is 6.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Livo cheaper in Surat or Delhi?
- Delhi, by about ₹2,954, because Gujarat road tax is higher. You must register where you live, so this is not a saving you can chase.
Livo from
₹81,031