Honda
Honda SP 125 on-road price in Ludhiana
₹1.06 Lakh on-road for the base variant, against ₹90,636 ex-showroom.
On the road in Ludhiana the base SP 125 comes to ₹1.06 Lakh: ₹89,591 ex-showroom, ₹7,750 in Punjab road tax and registration (8.7%), ₹6,100 for first-year insurance and ₹2,200 in standard accessories, cess @3% and other charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹1,436 more than in Delhi (₹1,04,205), down to insurance and dealer charges rather than tax.
Within Punjab the SP 125 ranges from ₹1,04,709 to ₹1,06,540 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 62.5 kmpl, fuel comes to about ₹1.56 per km, or ₹1,217 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹89,591 | ₹1,05,641 | ||
| Disc | ₹97,178 | ₹1,13,808 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Ludhiana list price | ₹89,591 |
|---|---|
| Road tax and registration (Punjab RTO)8.7% of ex-showroom, paid once | ₹7,750 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,100 |
| Standard AccessoriesIncluded in the dealer quote | ₹1,500 |
| CESS @3%Included in the dealer quote | ₹200 |
| Other ChargesIncluded in the dealer quote | ₹500 |
| On-road price | ₹1,05,641 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,05,641 for the SP 125.
- Monthly EMI
- ₹3,050
- Loan amount
- ₹95,077
- Total interest
- ₹14,723
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.6% | ₹1,04,205 |
| ChandigarhChandigarh | 9.7% | ₹1,05,656 |
| AhmedabadGujarat | 5.9% | ₹1,06,084 |
| BengaluruKarnataka | 16.7% | ₹1,12,376 |
| MumbaiMaharashtra | 11.6% | ₹1,08,002 |
| Navi MumbaiMaharashtra | 11.6% | ₹1,08,002 |
| PuneMaharashtra | 12.7% | ₹1,09,946 |
| ChennaiTamil Nadu | 13.3% | ₹1,13,006 |
| HyderabadTelangana | 16.9% | ₹1,11,670 |
| KolkataWest Bengal | 13.9% | ₹1,09,587 |
Ludhiana is one of 189 RTO cities on the SP 125 price page.
SP 125 in Ludhiana: questions people ask
- What is the on-road price of the SP 125 in Ludhiana?
- ₹1,05,641 for the base Drum and up to ₹1,13,808 for the Disc, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the SP 125 in Punjab?
- ₹7,750 on the base variant, which is 8.7% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the SP 125 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹1,436, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
SP 125 from
₹90,636