KTM
KTM 890 Adventure R on-road price in Panaji
₹18.06 Lakh on-road for the base variant, against ₹15.8 Lakh ex-showroom.
On the road in Panaji the base 890 Adventure R comes to ₹18.06 Lakh: ₹15,80,000 ex-showroom, ₹1,62,000 in Goa road tax and registration (10.3%), ₹48,528 for first-year insurance and ₹15,800 in tcs 1%. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹22,981 more than in Delhi (₹17,83,347), mostly because Goa charges 10.3% in road tax and registration against Delhi's 8.8%.
Elsewhere in Goa the figure is the same to within a few hundred rupees: registration rules are set by the state, so Margao all land at about ₹18.06 Lakh.
With petrol at about ₹96.50 in Panaji and a claimed 22.2 kmpl, fuel comes to about ₹4.35 per km, or ₹3,391 a month at 30 km a day.
All variants on-road in Panaji
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹15,80,000 | ₹18,06,328 |
Dealer quotes for Panaji via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Panaji list price | ₹15,80,000 |
|---|---|
| Road tax and registration (Goa RTO)10.3% of ex-showroom, paid once | ₹1,62,000 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹48,528 |
| TCS 1%Included in the dealer quote | ₹15,800 |
| On-road price | ₹18,06,328 |
Rivals on-road in Panaji
Base variants, same RTO, so the ranking is fair.
EMI in Panaji
EMI calculator
On an estimated on-road price of ₹18,06,328 for the 890 Adventure R.
- Monthly EMI
- ₹52,080
- Loan amount
- ₹16,25,695
- Total interest
- ₹2,49,185
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Goa
Same Goa road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.8% | ₹17,83,347 |
| ChandigarhChandigarh | 10.8% | ₹18,14,328 |
| AhmedabadGujarat | 12.8% | ₹18,46,547 |
| BengaluruKarnataka | 18.8% | ₹19,41,228 |
| MumbaiMaharashtra | 20.8% | ₹19,57,147 |
| Navi MumbaiMaharashtra | 20.8% | ₹19,72,328 |
| PuneMaharashtra | 20.8% | ₹19,72,947 |
| ChennaiTamil Nadu | 12.8% | ₹18,46,547 |
| HyderabadTelangana | 18.8% | ₹19,41,347 |
| KolkataWest Bengal | 10.8% | ₹18,14,947 |
Panaji is one of 189 RTO cities on the 890 Adventure R price page.
890 Adventure R in Panaji: questions people ask
- What is the on-road price of the 890 Adventure R in Panaji?
- ₹18,06,328 for the base Standard, including Goa road tax, registration and first-year insurance. The figures come from Panaji dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the 890 Adventure R in Goa?
- ₹1,62,000 on the base variant, which is 10.3% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the 890 Adventure R cheaper in Panaji or Delhi?
- Delhi, by about ₹22,981, because Goa road tax is higher. You must register where you live, so this is not a saving you can chase.
890 Adventure R from
₹15.8 Lakh