QJ Motor
QJ Motor SRK 400 on-road price in Kochi
₹5.08 Lakh on-road for the base variant, against ₹3.99 Lakh ex-showroom.
On the road in Kochi the base SRK 400 comes to ₹5.08 Lakh: ₹3,99,000 ex-showroom, ₹85,290 in Kerala road tax and registration (21.4%), ₹24,115 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹51,714 more than in Delhi (₹4,56,691), mostly because Kerala charges 21.4% in road tax and registration against Delhi's 8.4%.
Elsewhere in Kerala the figure is the same to within a few hundred rupees: registration rules are set by the state, so Ernakulam, Kannur and Kollam all land at about ₹5.08 Lakh.
Kochi ranks 182 of 189 RTO cities for the SRK 400's on-road price, from cheapest to dearest, ₹81,290 above Gangtok and ₹1,060 below Kolkata. 34 states register it for less than Kerala does.
With petrol at about ₹105.50 in Kochi and a real-world 24.5 kmpl, fuel comes to about ₹4.31 per km, or ₹3,359 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Kochi
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| White | ₹3,99,000 | ₹5,08,405 |
Dealer quotes for Kochi; last checked 2026-09-07. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceWhite variant, Kochi list price | ₹3,99,000 |
|---|---|
| Road tax and registration (Kerala RTO)21.4% of ex-showroom, paid once | ₹85,290 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹24,115 |
| On-road price | ₹5,08,405 |
Rivals on-road in Kochi
Base variants, same RTO, so the ranking is fair.
EMI in Kochi
EMI calculator
On an estimated on-road price of ₹5,08,405 for the SRK 400.
- Monthly EMI
- ₹14,660
- Loan amount
- ₹4,57,565
- Total interest
- ₹70,196
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.4% | ₹4,56,691 |
| ChandigarhChandigarh | 10.4% | ₹4,64,515 |
| AhmedabadGujarat | 12.4% | ₹4,72,651 |
| BengaluruKarnataka | 18.4% | ₹4,97,091 |
| MumbaiMaharashtra | 20.4% | ₹5,04,571 |
| Navi MumbaiMaharashtra | 20.4% | ₹5,04,415 |
| PuneMaharashtra | 20.4% | ₹5,04,415 |
| ChennaiTamil Nadu | 12.4% | ₹4,72,651 |
| HyderabadTelangana | 18.4% | ₹4,96,591 |
| KolkataWest Bengal | 11.7% | ₹5,09,465 |
Kochi is one of 189 RTO cities on the SRK 400 price page.
SRK 400 in Kochi: questions people ask
- What is the on-road price of the SRK 400 in Kochi?
- ₹5,08,405 for the base White, including Kerala road tax, registration and first-year insurance. The figures come from Kochi dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the SRK 400 in Kerala?
- ₹85,290 on the base variant, which is 21.4% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the SRK 400 cheaper in Kochi or Delhi?
- Delhi, by about ₹51,714, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
SRK 400 from
₹3.99 Lakh