TVS
TVS Ntorq 125 on-road price in Ludhiana
₹1.08 Lakh on-road for the base variant, against ₹90,558 ex-showroom.
On the road in Ludhiana the base Ntorq 125 comes to ₹1.08 Lakh: ₹91,850 ex-showroom, ₹8,389 in Punjab road tax and registration (9.1%), ₹7,064 for first-year insurance and ₹918 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹8,989 more than in Delhi (₹99,232), down to insurance and dealer charges rather than tax.
Within Punjab the Ntorq 125 ranges from ₹1,07,048 to ₹1,08,286 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 42.5 kmpl, fuel comes to about ₹2.29 per km, or ₹1,789 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Disc | ₹91,850 | ₹1,08,221 | ||
| Race Edition | ₹96,600 | ₹1,13,604 | ||
| Super Squad Edition | ₹96,500 | ₹1,13,496 | ||
| Race XP | ₹99,300 | ₹1,16,403 | ||
| XT | ₹1,06,400 | ₹1,26,989 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDisc variant, Ludhiana list price | ₹91,850 |
|---|---|
| Road tax and registration (Punjab RTO)9.1% of ex-showroom, paid once | ₹8,389 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹7,064 |
| Social Security ChargesIncluded in the dealer quote | ₹918 |
| On-road price | ₹1,08,221 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,08,221 for the Ntorq 125.
- Monthly EMI
- ₹3,120
- Loan amount
- ₹97,399
- Total interest
- ₹14,921
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.8% | ₹99,232 |
| ChandigarhChandigarh | 9.6% | ₹1,08,959 |
| AhmedabadGujarat | 7.8% | ₹1,11,040 |
| BengaluruKarnataka | 13.7% | ₹1,09,505 |
| MumbaiMaharashtra | 12.7% | ₹1,03,351 |
| Navi MumbaiMaharashtra | 12.7% | ₹1,03,357 |
| PuneMaharashtra | 12.7% | ₹1,05,391 |
| ChennaiTamil Nadu | 11.1% | ₹1,11,200 |
| HyderabadTelangana | 13.7% | ₹1,07,959 |
| KolkataWest Bengal | 8.8% | ₹1,09,031 |
Ludhiana is one of 189 RTO cities on the Ntorq 125 price page.
Ntorq 125 in Ludhiana: questions people ask
- What is the on-road price of the Ntorq 125 in Ludhiana?
- ₹1,08,221 for the base Disc and up to ₹1,26,989 for the XT, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ntorq 125 in Punjab?
- ₹8,389 on the base variant, which is 9.1% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ntorq 125 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹8,989, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
Ntorq 125 from
₹90,558