Yamaha
Yamaha FZS V4 on-road price in Kochi
₹1.54 Lakh on-road for the base variant, against ₹1.2 Lakh ex-showroom.
On the road in Kochi the base FZS V4 comes to ₹1.54 Lakh: ₹1,21,225 ex-showroom, ₹20,284 in Kerala road tax and registration (16.7%), ₹8,062 for first-year insurance and ₹4,376 in rsa (road side assistance), other charges, p plus and amc (annual maintenance cost). Dealers add handling and accessory packs on top; both are negotiable.
That is ₹13,295 more than in Delhi (₹1,40,652), mostly because Kerala charges 16.7% in road tax and registration against Delhi's 9.3%.
Within Kerala the FZS V4 ranges from ₹1,47,780 to ₹1,53,947 on-road across the 9 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.50 in Kochi and a real-world 49.5 kmpl, fuel comes to about ₹2.13 per km, or ₹1,662 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Kochi
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,21,225 | ₹1,53,947 | ||
| Standard - OBD 2B | ₹1,32,370 | ₹1,61,020 |
Dealer quotes for Kochi via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Kochi list price | ₹1,21,225 |
|---|---|
| Road tax and registration (Kerala RTO)16.7% of ex-showroom, paid once | ₹20,284 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹8,062 |
| RSA (Road Side Assistance)Included in the dealer quote | ₹1,200 |
| Other ChargesIncluded in the dealer quote | ₹1,000 |
| P PlusIncluded in the dealer quote | ₹777 |
| AMC (Annual Maintenance Cost)Included in the dealer quote | ₹1,399 |
| On-road price | ₹1,53,947 |
Rivals on-road in Kochi
Base variants, same RTO, so the ranking is fair.
EMI in Kochi
EMI calculator
On an estimated on-road price of ₹1,53,947 for the FZS V4.
- Monthly EMI
- ₹4,440
- Loan amount
- ₹1,38,552
- Total interest
- ₹21,288
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.3% | ₹1,40,652 |
| ChandigarhChandigarh | 11.3% | ₹1,40,432 |
| AhmedabadGujarat | 11.1% | ₹1,45,200 |
| BengaluruKarnataka | 23.8% | ₹1,56,954 |
| MumbaiMaharashtra | 12.2% | ₹1,43,815 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,45,147 |
| PuneMaharashtra | 12.2% | ₹1,44,886 |
| ChennaiTamil Nadu | 12.9% | ₹1,48,480 |
| HyderabadTelangana | 18.6% | ₹1,54,100 |
| KolkataWest Bengal | 17.7% | ₹1,57,518 |
Kochi is one of 189 RTO cities on the FZS V4 price page.
FZS V4 in Kochi: questions people ask
- What is the on-road price of the FZS V4 in Kochi?
- ₹1,53,947 for the base Standard and up to ₹1,61,020 for the Standard - OBD 2B, including Kerala road tax, registration and first-year insurance. The figures come from Kochi dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZS V4 in Kerala?
- ₹20,284 on the base variant, which is 16.7% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZS V4 cheaper in Kochi or Delhi?
- Delhi, by about ₹13,295, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
FZS V4 from
₹1.2 Lakh