Yamaha
Yamaha FZS V4 on-road price in Kottayam
₹1.49 Lakh on-road for the base variant, against ₹1.2 Lakh ex-showroom.
On the road in Kottayam the base FZS V4 comes to ₹1.49 Lakh: ₹1,21,225 ex-showroom, ₹19,684 in Kerala road tax and registration (16.2%), ₹7,757 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹8,014 more than in Delhi (₹1,40,652), mostly because Kerala charges 16.2% in road tax and registration against Delhi's 9.3%.
Within Kerala the FZS V4 ranges from ₹1,47,780 to ₹1,53,947 on-road across the 9 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.50 in Kottayam and a real-world 49.5 kmpl, fuel comes to about ₹2.13 per km, or ₹1,662 a month at 30 km a day.
All variants on-road in Kottayam
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,21,225 | ₹1,48,666 | ||
| Standard - OBD 2B | ₹1,32,370 | ₹1,61,820 |
Dealer quotes for Kottayam via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Kottayam list price | ₹1,21,225 |
|---|---|
| Road tax and registration (Kerala RTO)16.2% of ex-showroom, paid once | ₹19,684 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹7,757 |
| On-road price | ₹1,48,666 |
Rivals on-road in Kottayam
Base variants, same RTO, so the ranking is fair.
EMI in Kottayam
EMI calculator
On an estimated on-road price of ₹1,48,666 for the FZS V4.
- Monthly EMI
- ₹4,290
- Loan amount
- ₹1,33,799
- Total interest
- ₹20,641
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Kerala
Same Kerala road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.3% | ₹1,40,652 |
| ChandigarhChandigarh | 11.3% | ₹1,40,432 |
| AhmedabadGujarat | 11.1% | ₹1,45,200 |
| BengaluruKarnataka | 23.8% | ₹1,56,954 |
| MumbaiMaharashtra | 12.2% | ₹1,43,815 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,45,147 |
| PuneMaharashtra | 12.2% | ₹1,44,886 |
| ChennaiTamil Nadu | 12.9% | ₹1,48,480 |
| HyderabadTelangana | 18.6% | ₹1,54,100 |
| KolkataWest Bengal | 17.7% | ₹1,57,518 |
Kottayam is one of 189 RTO cities on the FZS V4 price page.
FZS V4 in Kottayam: questions people ask
- What is the on-road price of the FZS V4 in Kottayam?
- ₹1,48,666 for the base Standard and up to ₹1,61,820 for the Standard - OBD 2B, including Kerala road tax, registration and first-year insurance. The figures come from Kottayam dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the FZS V4 in Kerala?
- ₹19,684 on the base variant, which is 16.2% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the FZS V4 cheaper in Kottayam or Delhi?
- Delhi, by about ₹8,014, because Kerala road tax is higher. You must register where you live, so this is not a saving you can chase.
FZS V4 from
₹1.2 Lakh