Yamaha
Yamaha Ray ZR 125 on-road price in Muzaffarpur
₹1.03 Lakh on-road for the base variant, against ₹81,820 ex-showroom.
On the road in Muzaffarpur the base Ray ZR 125 comes to ₹1.03 Lakh: ₹82,880 ex-showroom, ₹9,515 in Bihar road tax and registration (11.5%), ₹7,132 for first-year insurance and ₹3,362 in extended warranty, rsa (road side assistance) and other charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹8,989 more than in Delhi (₹93,900), mostly because Bihar charges 11.5% in road tax and registration against Delhi's 9.9%.
Within Bihar the Ray ZR 125 ranges from ₹97,168 to ₹1,03,580 on-road across the 4 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.20 in Muzaffarpur and a real-world 48 kmpl, fuel comes to about ₹2.19 per km, or ₹1,710 a month at 30 km a day.
All variants on-road in Muzaffarpur
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹82,880 | ₹1,02,889 | ||
| Disc | ₹91,180 | ₹1,13,660 | ||
| Street Rally LCD | ₹94,030 | ₹1,16,942 | ||
| Street Rally TFT | ₹1,00,540 | ₹1,18,609 |
Dealer quotes for Muzaffarpur via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Muzaffarpur list price | ₹82,880 |
|---|---|
| Road tax and registration (Bihar RTO)11.5% of ex-showroom, paid once | ₹9,515 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹7,132 |
| Extended WarrantyIncluded in the dealer quote | ₹555 |
| RSA (Road Side Assistance)Included in the dealer quote | ₹307 |
| Other ChargesIncluded in the dealer quote | ₹2,500 |
| On-road price | ₹1,02,889 |
Rivals on-road in Muzaffarpur
Base variants, same RTO, so the ranking is fair.
EMI in Muzaffarpur
EMI calculator
On an estimated on-road price of ₹1,02,889 for the Ray ZR 125.
- Monthly EMI
- ₹2,970
- Loan amount
- ₹92,600
- Total interest
- ₹14,320
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Bihar
Same Bihar road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹93,900 |
| ChandigarhChandigarh | 9.8% | ₹96,179 |
| AhmedabadGujarat | 7.8% | ₹94,774 |
| BengaluruKarnataka | 19% | ₹1,03,700 |
| MumbaiMaharashtra | 12.8% | ₹97,867 |
| Navi MumbaiMaharashtra | 12.8% | ₹97,838 |
| PuneMaharashtra | 12.8% | ₹97,867 |
| ChennaiTamil Nadu | 11.8% | ₹96,942 |
| HyderabadTelangana | 16.7% | ₹1,06,021 |
| KolkataWest Bengal | 23.8% | ₹1,13,326 |
Muzaffarpur is one of 189 RTO cities on the Ray ZR 125 price page.
Ray ZR 125 in Muzaffarpur: questions people ask
- What is the on-road price of the Ray ZR 125 in Muzaffarpur?
- ₹1,02,889 for the base Drum and up to ₹1,18,609 for the Street Rally TFT, including Bihar road tax, registration and first-year insurance. The figures come from Muzaffarpur dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ray ZR 125 in Bihar?
- ₹9,515 on the base variant, which is 11.5% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ray ZR 125 cheaper in Muzaffarpur or Delhi?
- Delhi, by about ₹8,989, because Bihar road tax is higher. You must register where you live, so this is not a saving you can chase.
Ray ZR 125 from
₹81,820