Yamaha
Yamaha Ray ZR 125 on-road price in Gaya
₹97,168 on-road for the base variant, against ₹81,820 ex-showroom.
On the road in Gaya the base Ray ZR 125 comes to ₹97,168: ₹82,880 ex-showroom, ₹8,130 in Bihar road tax and registration (9.8%), ₹6,158 for first-year insurance. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹3,268 more than in Delhi (₹93,900), down to insurance and dealer charges rather than tax.
Within Bihar the Ray ZR 125 ranges from ₹97,168 to ₹1,03,580 on-road across the 4 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹105.20 in Gaya and a real-world 48 kmpl, fuel comes to about ₹2.19 per km, or ₹1,710 a month at 30 km a day.
All variants on-road in Gaya
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Drum | ₹82,880 | ₹97,168 | ||
| Disc | ₹91,180 | ₹1,06,288 | ||
| Street Rally LCD | ₹94,030 | ₹1,09,420 | ||
| Street Rally TFT | ₹1,00,540 | ₹1,18,321 |
Dealer quotes for Gaya via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceDrum variant, Gaya list price | ₹82,880 |
|---|---|
| Road tax and registration (Bihar RTO)9.8% of ex-showroom, paid once | ₹8,130 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹6,158 |
| On-road price | ₹97,168 |
Rivals on-road in Gaya
Base variants, same RTO, so the ranking is fair.
EMI in Gaya
EMI calculator
On an estimated on-road price of ₹97,168 for the Ray ZR 125.
- Monthly EMI
- ₹2,800
- Loan amount
- ₹87,451
- Total interest
- ₹13,349
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Bihar
Same Bihar road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.9% | ₹93,900 |
| ChandigarhChandigarh | 9.8% | ₹96,179 |
| AhmedabadGujarat | 7.8% | ₹94,774 |
| BengaluruKarnataka | 19% | ₹1,03,700 |
| MumbaiMaharashtra | 12.8% | ₹97,867 |
| Navi MumbaiMaharashtra | 12.8% | ₹97,838 |
| PuneMaharashtra | 12.8% | ₹97,867 |
| ChennaiTamil Nadu | 11.8% | ₹96,942 |
| HyderabadTelangana | 16.7% | ₹1,06,021 |
| KolkataWest Bengal | 23.8% | ₹1,13,326 |
Gaya is one of 189 RTO cities on the Ray ZR 125 price page.
Ray ZR 125 in Gaya: questions people ask
- What is the on-road price of the Ray ZR 125 in Gaya?
- ₹97,168 for the base Drum and up to ₹1,18,321 for the Street Rally TFT, including Bihar road tax, registration and first-year insurance. The figures come from Gaya dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the Ray ZR 125 in Bihar?
- ₹8,130 on the base variant, which is 9.8% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the Ray ZR 125 cheaper in Gaya or Delhi?
- Delhi, by about ₹3,268, because Bihar road tax is higher. You must register where you live, so this is not a saving you can chase.
Ray ZR 125 from
₹81,820