Harley-Davidson
Harley-Davidson X440 on-road price in Pune
₹2.99 Lakh on-road for the base variant, against ₹2.35 Lakh ex-showroom.
On the road in Pune the base X440 comes to ₹2.99 Lakh: ₹2,35,000 ex-showroom, ₹29,273 in Maharashtra road tax and registration (12.5%), ₹26,129 for first-year insurance and ₹8,429 in standard accessories, good life and hpa charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹22,714 more than in Delhi (₹2,76,117), mostly because Maharashtra charges 12.5% in road tax and registration against Delhi's 8.6%.
Within Maharashtra the X440 ranges from ₹2,85,425 to ₹2,98,831 on-road across the 16 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹103.50 in Pune and a real-world 32.5 kmpl, fuel comes to about ₹3.18 per km, or ₹2,484 a month at 30 km a day. Heavy traffic will push mileage to the lower end of the real-world band.
All variants on-road in Pune
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Vivid | ₹2,35,000 | ₹2,98,831 | ||
| S | ₹2,60,000 | ₹3,14,044 |
Dealer quotes for Pune via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceVivid variant, Pune list price | ₹2,35,000 |
|---|---|
| Road tax and registration (Maharashtra RTO)12.5% of ex-showroom, paid once | ₹29,273 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹26,129 |
| Standard AccessoriesIncluded in the dealer quote | ₹7,630 |
| Good LifeIncluded in the dealer quote | ₹299 |
| HPA ChargesIncluded in the dealer quote | ₹500 |
| On-road price | ₹2,98,831 |
Rivals on-road in Pune
Base variants, same RTO, so the ranking is fair.
EMI in Pune
EMI calculator
On an estimated on-road price of ₹2,98,831 for the X440.
- Monthly EMI
- ₹8,620
- Loan amount
- ₹2,68,948
- Total interest
- ₹41,372
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Maharashtra
Same Maharashtra road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 8.6% | ₹2,76,117 |
| ChandigarhChandigarh | 10.6% | ₹2,80,725 |
| AhmedabadGujarat | 6.6% | ₹2,71,417 |
| BengaluruKarnataka | 24.6% | ₹3,16,977 |
| MumbaiMaharashtra | 13.8% | ₹2,93,410 |
| Navi MumbaiMaharashtra | 13.8% | ₹2,93,410 |
| PuneMaharashtra | 12.5% | ₹2,98,831 |
| ChennaiTamil Nadu | 12.6% | ₹2,85,517 |
| HyderabadTelangana | 18.6% | ₹2,99,617 |
| KolkataWest Bengal | 14.9% | ₹2,94,550 |
X440 in Pune: questions people ask
- What is the on-road price of the X440 in Pune?
- ₹2,98,831 for the base Vivid and up to ₹3,14,044 for the S, including Maharashtra road tax, registration and first-year insurance. The figures come from Pune dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the X440 in Maharashtra?
- ₹29,273 on the base variant, which is 12.5% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the X440 cheaper in Pune or Delhi?
- Delhi, by about ₹22,714, because Maharashtra road tax is higher. You must register where you live, so this is not a saving you can chase.
X440 from
₹2.35 Lakh