Vespa
Vespa 125 on-road price in Ludhiana
₹1.58 Lakh on-road for the base variant, against ₹1.33 Lakh ex-showroom.
On the road in Ludhiana the base 125 comes to ₹1.58 Lakh: ₹1,33,020 ex-showroom, ₹14,802 in Punjab road tax and registration (11.1%), ₹8,928 for first-year insurance and ₹1,330 in social security charges. Dealers add handling and accessory packs on top; both are negotiable.
That is ₹5,461 more than in Delhi (₹1,52,619), mostly because Punjab charges 11.1% in road tax and registration against Delhi's 9.1%.
Within Punjab the 125 ranges from ₹1,56,374 to ₹1,58,080 on-road across the 6 RTO cities we track; the road-tax rule is the same statewide, so the gap is dealer ex-showroom and insurance pricing.
With petrol at about ₹97.50 in Ludhiana and a real-world 37.5 kmpl, fuel comes to about ₹2.60 per km, or ₹2,028 a month at 30 km a day.
All variants on-road in Ludhiana
| Variant | Ex-showroom | RTO | Insurance | On-road |
|---|---|---|---|---|
| Standard | ₹1,33,020 | ₹1,58,080 | ||
| Tech 125 | ₹1,86,512 | ₹2,17,992 |
Dealer quotes for Ludhiana via BikeWale, used under licence; last checked 2026-09-06. Extras such as accessory packs and PDI are included where the dealer lists them.
Where the money goes
| Ex-showroom priceStandard variant, Ludhiana list price | ₹1,33,020 |
|---|---|
| Road tax and registration (Punjab RTO)11.1% of ex-showroom, paid once | ₹14,802 |
| Insurance, first yearOwn-damage cover plus the mandatory five-year third-party premium | ₹8,928 |
| Social Security ChargesIncluded in the dealer quote | ₹1,330 |
| On-road price | ₹1,58,080 |
Rivals on-road in Ludhiana
Base variants, same RTO, so the ranking is fair.
EMI in Ludhiana
EMI calculator
On an estimated on-road price of ₹1,58,080 for the 125.
- Monthly EMI
- ₹4,560
- Loan amount
- ₹1,42,272
- Total interest
- ₹21,888
Indicative only. Lenders add a processing fee (usually 1–3%) and quote rates by credit score; banks are typically cheaper than dealer-tied NBFCs.
Elsewhere in Punjab
Same Punjab road-tax rule; the small differences are dealer pricing.
Other cities
Every RTO city in India. Type a town and pick from the list.
| City | RTO share | On-road price |
|---|---|---|
| DelhiDelhi | 9.1% | ₹1,52,619 |
| ChandigarhChandigarh | 11.1% | ₹1,56,796 |
| AhmedabadGujarat | 7.1% | ₹1,51,887 |
| BengaluruKarnataka | 19.1% | ₹1,64,502 |
| MumbaiMaharashtra | 12.2% | ₹1,54,492 |
| Navi MumbaiMaharashtra | 12.2% | ₹1,53,520 |
| PuneMaharashtra | 12.2% | ₹1,55,102 |
| ChennaiTamil Nadu | 13.1% | ₹1,60,423 |
| HyderabadTelangana | 16.1% | ₹1,61,102 |
| KolkataWest Bengal | 10.1% | ₹1,56,980 |
Ludhiana is one of 189 RTO cities on the 125 price page.
125 in Ludhiana: questions people ask
- What is the on-road price of the 125 in Ludhiana?
- ₹1,58,080 for the base Standard and up to ₹2,17,992 for the Tech 125, including Punjab road tax, registration and first-year insurance. The figures come from Ludhiana dealer quotes and were last checked in 2026-09. Handling and accessory packs can add a few thousand rupees.
- How much is RTO on the 125 in Punjab?
- ₹14,802 on the base variant, which is 11.1% of the ex-showroom price. That covers road tax, registration and the number plate, and is paid once at registration.
- Is the 125 cheaper in Ludhiana or Delhi?
- Delhi, by about ₹5,461, because Punjab road tax is higher. You must register where you live, so this is not a saving you can chase.
125 from
₹1.33 Lakh