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Hero MotoCorp HF Deluxe vs TVS XL 100 Heavy Duty

Prices ex-showroom Delhi, checked 2026-09. On-road and running costs estimated for Delhi.

Hero MotoCorp HF Deluxe and TVS XL 100 Heavy Duty are from different segments and turn up together on most shortlists. The XL 100 Heavy Duty undercuts the HF Deluxe by ₹10,770, a gap big enough to notice on the EMI but not to decide the argument on its own.

The HF Deluxe takes 4 of the 6 categories we score. Our overall ratings are 6/10 for the HF Deluxe and 6/10 for the XL 100 Heavy Duty.

Category by category

  • Price

    XL 100 Heavy Duty

    The XL 100 Heavy Duty starts ₹10,770 lower (₹47,918 against ₹58,688), about ₹340 a month less on a standard loan.

  • Running cost

    HF Deluxe

    HF Deluxe claims 65 kmpl against 57 kmpl. That is roughly ₹1,980 a year in fuel at 30 km a day.

  • Performance

    HF Deluxe

    HF Deluxe has the better power-to-weight ratio: 72 against 49 bhp per tonne. It will feel quicker with a pillion and on overtakes.

  • Safety kit

    HF Deluxe

    HF Deluxe adds tubeless tyres that the XL 100 Heavy Duty does not have on any variant.

  • City manners

    XL 100 Heavy Duty

    XL 100 Heavy Duty is 22 kg lighter and lower in the seat (787 mm), which you feel in traffic and when parking.

  • Warranty

    HF Deluxe

    HF Deluxe comes with 5 years of standard warranty against 3 on the XL 100 Heavy Duty.

Which one should you buy?

Buy the HF Deluxe if

  • mileage matters more to you than outright performance
  • you ride two-up or on highways and want the stronger engine
  • a longer standard warranty gives you peace of mind
  • you live where Hero MotoCorp's bigger service network matters
Read the HF Deluxe review

Buy the XL 100 Heavy Duty if

  • you want the lower purchase price and EMI
  • you are a new rider or shorter and want the lighter bike
  • your priority is load-carrying and utility use
  • your priority is lowest upfront budget
Read the XL 100 Heavy Duty review

What each really costs

Base variants, Delhi, 30 km a day. Servicing and insurance are class-typical estimates.

CostHF DeluxeXL 100 Heavy Duty
Ex-showroom₹58,688₹47,918
On-road, Delhi₹68,200₹56,600
Fuel, 5 years₹69,325₹79,225
Servicing, 5 years₹17,500₹17,500
Insurance renewals₹3,272₹2,716
Five-year total₹1,58,297₹1,56,041

Full specification comparison

Better figure in each row is shown in green.

SpecHero MotoCorpHF DeluxeTVSXL 100 Heavy Duty
Price
Starting ex-showroom₹58,688₹47,918
Rough EMI / month₹1,860₹1,520
Engine
Engine97.2 cc99.7 cc
Engine type1 Cylinder, Air Cooled, 2 Valves1 Cylinder, Air Cooled, 2 Valves
Power7.9 bhp4.3 bhp
Torque8.1 Nm6.5 Nm
Claimed mileage65 kmpl57 kmpl
CoolingAir-cooledAir-cooled
Transmission4 SpeedCVT automatic
Electric
Top speed85 km/h58 km/h
Dimensions
Kerb weight110 kg88 kg
Fuel tank9.1 L4 L
Seat height805 mm787 mm
Ground clearance165 mm145 mm
Wheelbase1235 mm1228 mm
Length1965 mm1895 mm
Width720 mm670 mm
Height1045 mm1077 mm
Brakes & suspension
Front brakeDrum, 130 mmDrum, 110 mm
Rear brakeDrum, 130 mmDrum, 110 mm
ABS / CBSIBSSBT
Front suspensionTelescopic Hydraulic Shock AbsorberTelescopic Hydraulic spring type
Rear suspensionSwingarm with 2-Step Adjustable Hydraulic Shock AbsorbersSwing arm with Hydraulic Shocks
Tyres
Front tyre2.75x18-4PR/42P2.50-1641L
Rear tyre2.75x18-6PR/48P2.50-1641L

HF Deluxe vs XL 100 Heavy Duty: questions people ask

Which is cheaper, the HF Deluxe or the XL 100 Heavy Duty?
The XL 100 Heavy Duty is cheaper by ₹10,770 at the base variant (₹47,918 against ₹58,688 ex-showroom Delhi).
Which gives better mileage, the HF Deluxe or the XL 100 Heavy Duty?
The HF Deluxe claims 65 kmpl against 57 kmpl. Real-world figures for both will be lower.
What is the on-road price difference between the HF Deluxe and XL 100 Heavy Duty in Delhi?
About ₹11,600: roughly ₹68,200 for the HF Deluxe and ₹56,600 for the XL 100 Heavy Duty, base variants, including road tax, registration and insurance.
Which costs less to own over five years?
Our estimate for five years at 30 km a day in Delhi is ₹1,58,297 for the HF Deluxe and ₹1,56,041 for the XL 100 Heavy Duty, including purchase, fuel, servicing and insurance renewals. The XL 100 Heavy Duty comes out ₹2,256 ahead.

Read the full reviews

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